85 Protector Pl, Breckenridge, CO 80424 Property Records

Summit County property record for 85 Protector Pl, Breckenridge, CO 80424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,267 sqft · built 1980
Lot Size	0.46 acres (20,037 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Mar 2019)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2209-2520-14-008`

Property Details

APN / Parcel Number

Primary APN	`2209-2520-14-008`
Alternative APN	`200382`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,267 sqft Living Area
1st Floor Area	961 sqft
2nd Floor Area	465 sqft
Basement Area	841 sqft
Finished Basement	841 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	20,037 sqft (0.46 acres)
Terrain	Steep
View / Lot	Average

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	85 PROTECTOR PL
City	BRECKENRIDGE
State	CO
Zip	80424-7090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 61 PEAK SEVEN WEST SUB
Legal Subdivision	PEAK SEVEN WEST SUB
Legal Lot Number	61
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	1
Census Block	1017
Census Tract	406

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 6392, BRECKENRIDGE, CO 80424-6392
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Dec 29, 2006 · Amount on Record
Deed Document Number	20191193725
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Recording Date	Aug 26, 2026
Property Address	85 PROTECTOR PL, BRECKENRIDGE, CO 80424-7090
Document Number	0001380844
Instrument Date	Aug 20, 2026
Instrument	20261380844
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001380844,
Date	Aug 26, 2026
Instrument	20261380844

Lender

Name	ALPINE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	85 PROTECTOR PL, BRECKENRIDGE, CO 80424
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1219275
Date	Jan 24, 2020
Instrument	1219275

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Mar 22, 2019
Property Address	85 PROTECTOR PL, BRECKENRIDGE, CO 80424
Document Number	0001193725
Map Reference	DOC 116343
Instrument Date	Mar 20, 2019
Instrument	1193725
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE CO OF THE ROCKIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1271 S VINE ST, 1271, DENVER, CO 80210-1819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2935 18TH ST, BOULDER, CO 80304-3111

Mortgage

Document Number	0001193726
Date	Mar 22, 2019
Instrument	1193726

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,340.00 (+11.91%)	$85,925 (+7.11%)	$1,263,600 (+5.54%) Land $359,400 Building $904,200
2024	$3,878.00 (-1.72%)	$80,219 (-)
2023	$3,946.00 (+49.07%)	$80,219 (+59.27%)	$1,197,300 (+65.21%) Land $369,300 Building $828,000
2022	$2,647.00	$50,367	$724,700 Land $215,300 Building $509,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Allo Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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