115 Protector Pl, Breckenridge, CO 80424 Property Records

Summit County property record for 115 Protector Pl, Breckenridge, CO 80424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,160 sqft · built 1973
Lot Size	0.46 acres (20,037 sqft)
Owner	Trust Name on File
Last Sale	$514,500 (Aug 2014)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2209-2520-14-009`

Property Details

APN / Parcel Number

Primary APN	`2209-2520-14-009`
Alternative APN	`200109`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	720 sqft
Basement Area	1,440 sqft
Finished Basement	1,440 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,037 sqft (0.46 acres)
Terrain	Steep

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 PROTECTOR PL
City	BRECKENRIDGE
State	CO
Zip	80424-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 60 PEAK SEVEN WEST SUB
Legal Subdivision	PEAK SEVEN WEST SUB
Legal Lot Number	60
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	1
Census Block	1017
Census Tract	406

Owner

115 Protector Pl is held in a trust since October 2023.

Source: Summit County records, as of June 16, 2026

Owner of Record	Trust Name on File
Mailing Address	6162 ANNAPURNA DR, EVERGREEN, CO 80439-5314
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK
Oct 30, 2023	Intrafamily Transfer, Transfer
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2014 · Amount on File
Deed Sale	Aug 19, 2014 · Amount on File
Deed Document Number	20141062218
Last Transfer Date	Oct 26, 2023
Transfer Doc	0001319919
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Oct 31, 2023
Property Address	115 PROTECTOR PL, BRECKENRIDGE, CO 80424
Document Number	0001319965
Map Reference	DOC 116343
Instrument Date	Oct 30, 2023
Instrument	1319965
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4605 MUIRVIEW CT, BATAVIA, OH 45103-1052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4192, BRECKENRIDGE, CO 80424-4192

Mortgage

Document Number	0001319966
Date	Oct 31, 2023
Instrument	1319966

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Oct 30, 2023
Property Address	115 PROTECTOR PL, BRECKENRIDGE, CO 80424
Document Number	0001319919
Map Reference	DOC 116343
Instrument Date	Oct 26, 2023
Instrument	1319919
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6162 ANNAPURNA DR, EVERGREEN, CO 80439-5314

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	115 PROTECTOR PL, BRECKENRIDGE, CO 80424
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1253921
Date	Mar 25, 2021
Instrument	1253921

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 115 Protector Pl was $4,259, up 15.5% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,259.00 (+15.45%)	$84,320 (+10.47%)	$1,240,000 Land $374,400 Building $865,600
2024	$3,689.00 (-1.73%)	$76,326 (-)
2023	$3,754.00 (+55.12%)	$76,326 (+65.74%)	$1,139,200 (+71.93%) Land $384,500 Building $754,700
2022	$2,420.00	$46,051	$662,600 Land $222,600 Building $440,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Protector Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Protector Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Allo Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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