85 Nelly St, Freeport, FL 32439 Property Records

Walton County property record for 85 Nelly St, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,024 sqft · built 2015
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2020)
Tax Bill	$2,749 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-0330`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-0330`
Alternative APN	`1028408`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,024 sqft Living Area
Gross Area	2,697 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	11.3 ft deep x 4 ft wide
Garage Type	Finished
Garage Area	472 sqft
Porch	Porch
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028408
Street Address	85 NELLY ST
City	FREEPORT
State	FL
Zip	32439-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 SCHOONER LANDING AT HAMMOCK BAY PB 18 PG 20 OR 2908-3748 OR 2995-3025 OR 3151-2638 OR 3151-2638
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	SCHOONER LANDING AT HAMMOCK
Legal Lot Number	33
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2145
Census Tract	950502

Owner

Source: Walton County records · APN 17-1S-19-23090-000-0330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 POLARIS PL, FREEPORT, FL 32439-2973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Nov 19, 2015 · Amount on Record
Deed Document Number	20200026403
Deed Book / Page	3151 / 2638
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 22, 2020
Property Address	85 NELLY ST, FREEPORT, FL 32439-7616
Document Number	0031512638
Book / Page	003151 / 002638
Instrument Date	Jul 20, 2020
Instrument	26403
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8821 DAYLIGHT DR LIVERPOOL NY 130901594, LIVERPOOL, NY 13090-1594

Mortgage

Document Number	31512640
Date	Jul 22, 2020
Book Page	003151/002640
Instrument	26404

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$358,733 (-5.6%) Land $50,000 Building $308,733	$358,733 (-5.6%) Land $50,000 Building $308,733
2024	$2,749.00 (+3.89%)
2023	$2,646.00 (+5.54%) Homeowner's exemption	$380,032 (+9.85%) Land $42,178 Building $337,854	$380,032 (+9.85%) Land $42,178 Building $337,854
2022	$2,507.00 Homeowner's exemption	$345,942 Land $46,818 Building $299,124	$345,942 Land $46,818 Building $299,124

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.