Walton County property record for 71 Nelly St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,032 sqft · built 2017 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,474 (2024) |
| Deeds & Mortgages | Nov 2023 Sale May 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23090-000-0310 |
| Primary APN | 17-1S-19-23090-000-0310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,668 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 11.3 ft deep x 4 ft wide |
| Garage Type | Finished |
| Garage Area | 450 sqft |
| Porch | Porch |
| Porch Area | 186 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1028406 |
|---|---|
| Street Address | 71 NELLY ST |
| City | FREEPORT |
| State | FL |
| Zip | 32439-7616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 31 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2908-3748 OR 3043-577 OR 3063-860 OR 3111-2749 OR 3308-2664 OR 3324-3571 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | SCHOONER LANDING AT HAMMOCK |
| Legal Lot Number | 31 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2145 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23090-000-0310
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 85, DESTIN, FL 32540-0085 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer MCNEESE TITLE LLC |
| May 19, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP |
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 12, 2019 | Warranty Deed, Transfer PRIVATE INDIVIDUAL |
| Jan 16, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jun 02, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2024 |
| Deed Sale | May 15, 2024 |
| Prior Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 20240017050 |
| Deed Book / Page | 3324 / 3571 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 21, 2023 |
| Property Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Document Number | 0033082664 |
| Book / Page | 3308 / 2664 |
| Map Reference | MB 18 PG 20,20A-20C |
| Instrument Date | Nov 17, 2023 |
| Instrument | 20230042077 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Name | Verified Name |
|---|---|
| Address | 913 PEACOCKS POINT DR, DESTIN, FL 32541-1664 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Document Number | 0032530144 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 3253/144 |
| Instrument | 20220023954 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Document Number | 0031874650 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 3187/4650 |
| Instrument | 20210012505 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 12, 2019 |
| Property Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Document Number | 0031112749 |
| Book / Page | 003111 / 002749 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 2415 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | AQUA TITLE SERVICES, AQUA TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 71 NELLY ST FREEPORT FL 324397616, FREEPORT, FL 32439-7616 |
| Document Number | 31112751 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 003111/002751 |
| Instrument | 23416 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | GULF BREEZE, FL 32561 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 16, 2018 |
| Property Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Document Number | 0030630860 |
| Book / Page | 3063 / 0860 |
| Map Reference | MB18 PG20,20A-20C |
| Instrument Date | Jan 08, 2018 |
| Instrument | 20180001607 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 344 OAKLAND CIR NW, 344, FORT WALTON BEACH, FL 32548-4653 |
| Name | Verified Name |
|---|---|
| Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Document Number | 20180001608 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 20180001608 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 02, 2017 |
| Property Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Document Number | 0030430577 |
| Book / Page | 3043 / 0577 |
| Map Reference | MB18 PG20 20A-20C |
| Instrument Date | May 31, 2017 |
| Instrument | 20170018083 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 71 NELLY ST, FREEPORT, FL 32439-7616 |
| Document Number | 0030430578 |
|---|---|
| Date | Jun 02, 2017 |
| Instrument | 3043/0578 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $341,163 (-5.42%) Land $50,000 Building $291,163 | $341,163 (-5.42%) Land $50,000 Building $291,163 | |
| 2024 | $4,474.00 (+85.57%) | ||
| 2023 | $2,411.00 (+5.47%) Homeowner's exemption | $360,695 (+10.57%) Land $42,178 Building $318,517 | $360,695 (+10.57%) Land $42,178 Building $318,517 |
| 2022 | $2,286.00 Homeowner's exemption | $326,205 Land $46,818 Building $279,387 | $326,205 Land $46,818 Building $279,387 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Based on FCC filings for 391 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system FL1664019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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