100 Nelly St, Freeport, FL 32439 Property Records

Walton County property record for 100 Nelly St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,122 sqft · built 2016
Lot Size	0.123 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$396,000 (Jul 2023)
Tax Bill	$4,112 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-0090`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-0090`
Alternative APN	`1028383`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,122 sqft Living Area
Gross Area	2,668 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,401 sqft (0.123 acres)
Lot Dimensions	11.3 ft deep x 4.8 ft wide
Garage Type	Finished
Garage Area	360 sqft
Porch	Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028383
Street Address	100 NELLY ST
City	FREEPORT
State	FL
Zip	32439-7614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 9 SCHOONER LANDING AT HAMMOCK BAY PB 18 PG 20 OR 2908-3748 OR 3018-4047 OR 3238-157 OR 3295-2902
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	SCHOONER LANDING AT HAMMOCK
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2146
Census Tract	950502

Owner

100 Nelly St is owned and occupied by an individual who bought it in July 2023.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1 NELLY ST, FREEPORT, FL 32439-7616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 9, 2022	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Feb 9, 2022 · Amount on File
Deed Document Number	20230024718
Deed Book / Page	3295 / 2902
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 13, 2023
Property Address	100 NELLY ST, FREEPORT, FL 32439-7614
Document Number	0032952902
Book / Page	3295 / 2902
Map Reference	MB 18 PG 20-20C
Instrument Date	Jul 7, 2023
Instrument	20230024718
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 PINE POINTE DR, FREEPORT, FL 32439-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 NELLY ST, FREEPORT, FL 32439-7614

Mortgage

Document Number	0032952904
Date	Jul 13, 2023
Instrument	3295/2904

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Feb 9, 2022
Property Address	100 NELLY ST, FREEPORT, FL 32439-7614
Document Number	0032380157
Book / Page	3238 / 157
Map Reference	MB 18 PG 20,20A-20C
Instrument Date	Jan 28, 2022
Instrument	20220006083
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1664 BRUSH HILL RD, 1664, TALLAHASSEE, FL 32308-4978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 NELLY ST, FREEPORT, FL 32439-7614

Mortgage

Document Number	0003238159
Date	Feb 9, 2022
Instrument	3238/159

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$363,263 Land $50,000 Building $313,263	$363,263 Land $50,000 Building $313,263
2024	$4,112.00 (+86.82%)
2023	$2,201.00 (+5.46%) Homeowner's exemption	$384,877 (+10.8%) Land $42,178 Building $342,699	$384,877 (+10.8%) Land $42,178 Building $342,699
2022	$2,087.00 Homeowner's exemption	$347,364 Land $46,818 Building $300,546	$347,364 Land $46,818 Building $300,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Nelly St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Nelly St is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nelly St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures