85 Mount Oso Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 85 Mount Oso Ave, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,191 sqft · built 2006
Lot Size0.172 acres (7,524 sqft)
OwnerIndividual Name on Record
Last Sale$520,000 (Mar 2021)
Tax Bill$6,483 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Apr 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN235-100-740-000

Property Details

APN / Parcel Number

Primary APN235-100-740-000
Alternative APN
  • 23510027

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,191 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Construction TypeWood
Lot Area7,524 sqft (0.172 acres)
Garage TypeMixed
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number23510027
Street Address85 MOUNT OSO AVE
CityTRACY
StateCA
Zip95376-4639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code09
Legal Description12-FM PT 235-100-27/PT TO 75/76/77 PER 05233871
Legal SubdivisionMOUNTAIN VIEW ACRES
Legal Lot Number32 33
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1033
Census Tract5406

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address85 MOUNT OSO AVE, TRACY, CA 95376-4639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Grant Deed, Transfer · Conventional Mortgage
CITADEL SERVICING CORPORATION
Apr 23, 2020Affidavit of Death, Transfer
NOT AVAILABLE
Jan 23, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE
Jan 23, 2017Quit Claim Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2021 · Amount on Record
Deed SaleMar 5, 2021 · Amount on Record
Prior SaleApr 23, 2020
Deed Document Number2021-041420
Record UpdatedJun 8, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 5, 2021
Property Address85 MOUNT OSO AVE, TRACY, CA 95376-4639
Document Number0000041420
Map ReferenceVOL 10 PG 19
Instrument DateMar 2, 2021
Instrument2021-041420
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address85 MOUNT OSO AVE, TRACY, CA 95376-4639

Mortgage

Document Number0000041421
DateMar 5, 2021
Instrument2021-041421
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

April 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN JOAQUIN CA
Recording DateApr 23, 2020
Property Address85 MOUNT OSO AVE, TRACY, CA 95376-4639
Document Number0000049205
Instrument DateFeb 3, 2020
Instrument49205
Transaction TypeTransfer
Record UpdatedMay 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address249 PLAINS CT GALT CA 956321868, GALT, CA 95632-1868

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateJan 23, 2017
Property Address85 MOUNT OSO AVE, TRACY, CA 95376-4639
Document Number0000009500
Map ReferenceVOL10 PG19
Instrument DateJan 13, 2017
Instrument2017-009500
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 B ST, TRACY, CA 95376-4532

Mortgage

Document Number0000009501
DateJan 23, 2017
Instrument2017-009501
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 23, 2017
Property Address85 MOUNT OSO AVE, TRACY, CA 95376-4639
Document Number0000009502
Instrument DateJan 13, 2017
Instrument9502
Transaction TypeTransfer
Record UpdatedJan 31, 2017
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address75 B ST TRACY CA 953764532, TRACY, CA 95376-4532

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,483.00 (+10.26%)$562,863 (+16.74%) Land $168,858 Building $394,005
2023$5,880.00 (+14.49%)$482,148 Land $13,247 Building $468,901
2022$5,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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