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45 Mount Oso Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 45 Mount Oso Ave, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,413 sqft · built 2022
Lot Size0.191 acres (8,320 sqft)
OwnerIndividual Name on File
Last Sale$825,000 (Dec 2022)
Tax Bill$9,876 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Dec 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN235-100-760-000

Property Details

APN / Parcel Number

Primary APN235-100-760-000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area3,413 sqft Living Area

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Lot Area8,320 sqft (0.191 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address45 MOUNT OSO AVE
CityTRACY
StateCA
Zip95376-4639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12-FM PT 235-100-27/PT TO 74/75/77 PER 05233871
Legal SubdivisionMOUNTAIN VIEW ACRES
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1033
Census Tract5406

Owner

Source: San Joaquin County records · APN 235-100-760-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address45 MOUNT OSO AVE, TRACY, CA 95376-4639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 09, 2022Intrafamily Transfer, Transfer
Jun 01, 2021Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Feb 17, 2017Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleDec 09, 2022
Deed Document Number2022-142958
Record UpdatedJun 08, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 21, 2022
Property Address45 MOUNT OSO AVE, TRACY, CA 95376-4639
Document Number0000142958
Map ReferenceVOL 10 PG 19
Instrument DateDec 19, 2022
Instrument2022-142958
Transaction TypeTransfer
Record UpdatedJan 05, 2023
Title CompanyNOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address45 MOUNT OSO AVE, TRACY, CA 95376-4639

Mortgage

Document Number0000142959
DateDec 21, 2022
Instrument2022-142959
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateDec 09, 2022
Property Address45 MOUNT OSO AVE, TRACY, CA 95376-4639
Document Number0000138973
Map ReferenceMB 10 PG 19
Instrument DateDec 09, 2022
Instrument2022-138973
Transaction TypeTransfer
Record UpdatedJul 25, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3613 PLAVAD DR, MODESTO, CA 95355

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 01, 2021
Property Address45 MOUNT OSO AVE, TRACY, CA 95376-4639
Document Number0000094746
Map ReferenceVOL 10 PG 19
Instrument DateMay 27, 2021
Instrument2021-094746
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3613 PLAUDIT DR, MODESTO, CA 95355-9762
InvestorPossibly a Property Investor

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 17, 2017
Property Address45 MOUNT OSO AVE, TRACY, CA 95376-4639
Document Number0000020568
Instrument DateJul 14, 2016
Instrument20568
Transaction TypeTransfer
Record UpdatedMar 07, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address333 CIVIC CENTER PLZ TRACY CA 953764062, TRACY, CA 95376-4062

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,876.00 (+10.26%)$858,330 (+4.04%) Land $234,090 Building $624,240
2023$8,957.00 (+5,498.13%)$825,000 Land $225,000 Building $600,000
2022$160.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770054061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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