85 Monserrat Pl, Foothill Ranch, CA 92610 Property Records

Orange County property record for 85 Monserrat Pl, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,388 sqft · built 1991
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (Aug 2005)
Tax Bill	$13,166 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`601-133-09`

Property Details

APN / Parcel Number

Primary APN	`601-133-09`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,388 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	5,500 sqft (0.126 acres)
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	85 MONSERRAT PL
City	FOOTHILL RANCH
State	CA
Zip	92610-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13771 BLK LOT 72
Legal Subdivision	AVIGNON
Legal Tract	13771
Legal Lot Number	72
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1022
Census Tract	52427

Owner

85 Monserrat Pl is owned and occupied by two individuals who bought it in August 2005.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 MONSERRAT PL, FOOTHILL RANCH, CA 92610-1905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 26, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2005 · Amount on File
Deed Sale	Aug 19, 2005 · Amount on File
Prior Sale	Aug 11, 1995 · Amount on File
Deed Document Number	2005655920
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 MONSERRAT PL, FOOTHILL RANCH, CA 92610-1905
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MONSERRAT PL, FOOTHILL RANCH, CA 92610-1905

Mortgage

Document Number	0000275768
Date	Oct 8, 2025
Instrument	2025000275768

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 MONSERRAT PL, FOOTHILL RANCH, CA 92610-1905
Document Number	0000350459
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 MONSERRAT PL FOOTHILL RANCH CA 926101905, FOOTHILL RANCH, CA 92610-1905

Mortgage

Document Number	0000350459
Date	Jul 22, 2020
Instrument	350459

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 MONSERRAT PL, FOOTHILL RANCH, CA 92610-1905
Document Number	0000231572
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 MONSERRAT PL FOOTHILL RANCH CA 926101905, FOOTHILL RANCH, CA 92610-1905

Mortgage

Document Number	0000231572
Date	Jul 1, 2019
Instrument	231572

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 MONSERRAT PL, FOOTHILL RANCH, CA 92610-1905
Document Number	0000016332
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 MONSERRAT PL FOOTHILL RANCH CA 926101905, FOOTHILL RANCH, CA 92610-1905

Mortgage

Document Number	0000016332
Date	Jan 17, 2019
Instrument	16332

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 MONSERRAT PL, FOOTHILL RANCH, CA 92610-1905
Document Number	0000202825
Instrument Date	May 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 MONSERRAT PL #P1 FOOTHILL RANCH CA 926101905, P1, FOOTHILL RANCH, CA 92610-1905

Mortgage

Document Number	0000202825
Date	Jun 4, 2018
Instrument	202825

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 85 Monserrat Pl was $13,166.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,282,398 (+2%) Land $874,610 Building $407,788
2025	$13,166.00	$1,257,253 Land $857,460 Building $399,793
2023	$12,624.00 (+27.81%)	$1,208,433 Land $824,164 Building $384,269
2022	$9,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 85 Monserrat Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Monserrat Pl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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