85 Madison St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 85 Madison St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,052 sqft · built 1920
Lot Size	0.125 acres (5,446 sqft)
Owner	Individual Name on Record
Last Sale	$318,500 (Sep 2004)
Tax Bill	$9,533 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0141 L:0061`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0141 L:0061`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,446 sqft (0.125 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	85 MADISON ST
City	DEDHAM
State	MA
Zip	02026-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	61
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	5
Census Block	5003
Census Tract	402400

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	85 MADISON ST, DEDHAM, MA 02026-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 15, 2017	Deed of Trust, Mortgage DEDHAM INSTITUTION FOR SAVINGS
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Jan 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Aug 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2004 · Amount on Record
Deed Sale	Sep 17, 2004 · Amount on Record
Deed Document Number	200410434
Deed Book / Page	21551 / 80
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	85 MADISON ST, DEDHAM, MA 02026-3339
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042361-550
Date	Apr 25, 2025
Book Page	42361/550
Instrument	25135

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	85 MADISON ST, DEDHAM, MA 02026-3339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34972-435
Date	Mar 15, 2017
Book Page	34972/435
Instrument	22271

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	85 MADISON ST, DEDHAM, MA 02026-3339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36921-268
Date	Jun 28, 2019
Book Page	36921/268
Instrument	53153

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	85 MADISON ST, DEDHAM, MA 02026-3339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37558-301
Date	Jan 29, 2020
Book Page	37558/301
Instrument	8147

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	85 MADISON ST, DEDHAM, MA 02026-3339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38246-418
Date	Aug 24, 2020
Book Page	38246/418
Instrument	86146

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,533.00 (-5.57%)	$775,000 (-3.11%) Land $370,900 Building $404,100	$892,054 (+10.98%)
2025	$10,095.00 (+2.76%)	$799,900 (+1.78%) Land $343,500 Building $456,400	$803,795 (-)
2024	$9,824.00 (+9.69%)	$785,900 (+12.67%) Land $316,200 Building $469,700	$803,795
2023	$8,956.00	$697,500 Land $293,400 Building $404,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1991–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

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