Haywood County property record for 85 James Loop, Waynesville, NC 28786 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,567 sqft Heated Area |
| Lot Size | 37,767 sqft (0.867 acres) |
| Garage | Mixed, 377 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,497.00 (2025) |
| Primary APN | 8625-39-9122 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,567 sqft Heated Area |
| Gross Area | 2,894 sqft Gross Area |
| 1st Floor | 1,567 sqft 1st Floor |
| Basement Area | 1,567 sqft Basement |
| Unfinished Basement | 1,567 sqft Unfinished |
| Stories | 1 Stories |
| Utility Area | 290 sqft Utility Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Veneer Exterior |
| Lot Area | 37,767 sqft (0.867 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 377 sqft Garage |
| Cooling System | Partial Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 264049 |
|---|---|
| Street Address | 85 JAMES LOOP |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28786-9066 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 85 JAMES LOOP |
| Jurisdiction | HAYWOOD NC |
| Minor Civil Division | WAYNESVILLE |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 921000 |
Source: Haywood County records · APN 8625-39-9122
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 JAMES LOOP, WAYNESVILLE, NC 28786-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Dec 28, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Oct 26, 2020 | Quit Claim Deed, Transfer · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Dec 10, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage FEDERAL SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 |
| Deed Sale | Oct 26, 2020 |
| Prior Sale | Mar 18, 2015 · Amount on Record |
| Deed Doc Number | 202011009 |
| Deed Book / Page | 1011 / 1178 |
| Prior Transfer Date | Oct 14, 2020 |
| Prior Transfer Doc | 0010111178 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 85 JAMES LOOP, WAYNESVILLE, NC 28786-9066 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0010532011 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 1053/2011 |
| Instrument | 2022000794 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 85 JAMES LOOP, WAYNESVILLE, NC 28786-9066 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009431297 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 943/1297 |
| Instrument | 2017012011 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Oct 26, 2020 |
| Property Address | 85 JAMES LOOP, WAYNESVILLE, NC 28786-9066 |
| Document Number | 0010111178 |
| Book / Page | 1011 / 1178 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020011009 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | COMMONWEALTH USA STLMTS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 85 JAMES LOOP RD, WAYNESVILLE, NC 28786-9066 |
| Document Number | 0010111181 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 1011/1181 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 85 JAMES LOOP, WAYNESVILLE, NC 28786-9066 |
| Document Number | 0009642216 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 85 JAMES LOOP RD HAZELWOOD NC 287869066, HAZELWOOD, NC 28786-9066 |
| Document Number | 0009642216 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 000964/002216 |
| Instrument | 11161 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CHICAGO, IL 60607 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,500 (+1.93%) Land $32,200 Building $184,300 | ||
| 2025 | $1,497.00 | $212,400 (-) Land $32,200 Building $180,200 | $216,500 (+1.93%) Land $32,200 Building $184,300 |
| 2023 | $212,400 Land $32,200 Building $180,200 | $212,400 (-) Land $32,200 Building $180,200 | |
| 2021 | $212,400 Land $32,200 Building $180,200 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 641 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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