185 James Loop, Waynesville, NC 28786 Property Records

Haywood County property record for 185 James Loop, Waynesville, NC 28786 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage2,192 sqft Heated Area
Lot Size89,429 sqft (2.05 acres)
OccupancyOwner Occupied
Last Sale$2,406,500 (2026)
Tax Bill$3,191.00 (2025)

Owner

Source: Haywood County records · APN 8625-39-3497

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address185 JAMES LOOP, WAYNESVILLE, NC 28786-3157
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 27, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleAug 17, 2009 · Amount on Record
Deed Doc Number20265116
Deed Book / Page1155 / 677
Prior Transfer DateMay 27, 2026
Prior Transfer Doc0000005116
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateJun 16, 2026
Property Address185 JAMES LOOP, WAYNESVILLE, NC 28786-3157
Document Number0000005116
Book / Page1155 / 677
Instrument DateMay 27, 2026
Instrument20265116
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$486,113.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 JAMES LOOP, WAYNESVILLE, NC 28786-3157
InvestorPossibly a Property Investor

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address185 JAMES LOOP, WAYNESVILLE, NC 28786-3157
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010741719
DateOct 27, 2022
Book Page1074/1719
Instrument2022011272
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$481,300 (-) Land $70,400 Building $410,900
2025$3,191.00$481,300 (-) Land $70,400 Building $410,900$481,300 (-) Land $70,400 Building $410,900
2023$481,300 Land $70,400 Building $410,900$481,300 (-) Land $70,400 Building $410,900
2021$481,300 Land $70,400 Building $410,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire LikelihoodAbout 1 in 535 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN8625-39-3497
Alternative APN
  • 205823

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,192 sqft Heated Area
Gross Area3,290 sqft Gross Area
1st Floor2,192 sqft 1st Floor
Basement Area2,192 sqft Basement
Unfinished Basement2,192 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch Style
Exterior MaterialBrick Veneer Exterior
Roof MaterialAsphalt Roof
Lot Area89,429 sqft (2.05 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Total Buildings2 Total Buildings
Canopy Area200 sqft Canopy

Utilities and HVAC

Cooling SystemPartial Cooling
Heating SystemElectric Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number205823
Street Address185 JAMES LOOP
CityWAYNESVILLE
StateNC
Zip28786-3157
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description185 JAMES LOOP
Legal SubdivisionT T MUSE PROP
JurisdictionHAYWOOD NC
Minor Civil DivisionWAYNESVILLE
Census Blockgroup1
Census Block1027
Census Tract921000

Nearby Properties on James Loop

Nearby Streets

Search Property Records by Address or Parcel Number