134 James Loop, Waynesville, NC 28786 Property Records

Haywood County property record for 134 James Loop, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 1965
Lot Size	0.422 acres (18,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2015)
Tax Bill	$1,428 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8625-39-6494`

Property Details

APN / Parcel Number

Primary APN	`8625-39-6494`
Alternative APN	`241762`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,537 sqft Heated Area
Gross Area	2,421 sqft
1st Floor Area	1,537 sqft
Basement Area	1,537 sqft
Unfinished Basement	1,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	18,378 sqft (0.422 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	241762
Street Address	134 JAMES LOOP
City	WAYNESVILLE
State	NC
Zip	28786-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#50-52 & PT #38-39 T T MUSE
Legal Subdivision	T T MUSE PROPERTY
Legal Unit	50
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	1
Census Block	1028
Census Tract	921000

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 JAMES LOOP, WAYNESVILLE, NC 28786-3157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREDOM MORTGAGE CORP
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Feb 26, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Deed Document Number	20159187
Deed Book / Page	895 / 2378
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	134 JAMES LOOP, WAYNESVILLE, NC 28786-3157
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009520524
Date	May 25, 2018
Book Page	952/0524
Instrument	2018004491

Lender

Name	FREDOM MORTGAGE CORP
Type	Non-Lending Institution
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	134 JAMES LOOP, WAYNESVILLE, NC 28786-3157
Transaction Type	Mortgage
Record Updated	Jun 16, 2023
Title Company	NOT AVAILABLE, M I S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301659
Date	May 14, 2021
Book Page	30/1659
Instrument	2021005986

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	134 JAMES LOOP, WAYNESVILLE, NC 28786-3157
Document Number	0009921281
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 JAMES LOOP RD HAZELWOOD NC 287863157, HAZELWOOD, NC 28786-3157

Mortgage

Document Number	0009921281
Date	Mar 3, 2020
Book Page	000992/001281
Instrument	2005

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,500 (-) Land $23,700 Building $177,800
2025	$1,428.00	$201,500 (-) Land $23,700 Building $177,800	$201,500 (-) Land $23,700 Building $177,800
2023		$201,500 Land $23,700 Building $177,800	$201,500 (-) Land $23,700 Building $177,800
2021			$201,500 Land $23,700 Building $177,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Skyrunner, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on James Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures