85 Hemlock Cir, Highlands, NC 28741 Property Records

Macon County property record for 85 Hemlock Cir, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 975 sqft · built 1997
Lot Size0.88 acres (38,333 sqft)
OwnerIndividual Name on Record
Last Sale$639,500 (Nov 2021)
Tax Bill$2,035 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7540464883

Property Details

APN / Parcel Number

Primary APN7540464883
Alternative APNs
  • 0504723
  • 151087

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area975 sqft Heated Area
1st Floor Area975 sqft
Basement Area488 sqft
Finished Basement488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area38,333 sqft (0.88 acres)
TerrainRolling

Exterior Amenities

PorchPatio
Porch Area120 sqft
Deck Area78 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number151087
Street Address85 HEMLOCK CIR
CityHIGHLANDS
StateNC
Zip28741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 3 HLD HILLSOFF SR 1545 HICKS RD
Legal SubdivisionHIGHLANDS HILLS
Legal Lot Number3
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2052
Census Tract970501

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address496 ANSLEY WALK TER NE, ATLANTA, GA 30309-2758
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Deed Document Number202110721
Deed Book / Page41 / 684
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateNov 12, 2021
Property Address85 HEMLOCK CIR, HIGHLANDS, NC 28741
Document NumberK41/684
Book / PageK-41 / 684
Map ReferenceMB F-25 PG 1260-1261
Instrument DateNov 12, 2021
Instrument2021010721
Transaction TypeTransfer
Record UpdatedDec 3, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,279.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 MADDOX DR NE, ATLANTA, GA 30309-2747

Mortgage

Document Number2021010722
DateNov 12, 2021
Instrument2021010722
Lender
NameSOUTHERN FIRST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$662,450 (+3.43%) Land $177,550 Building $484,900$662,450 (+3.43%) Land $177,550 Building $484,900
2025$2,035.00 (+3.88%)
2023$1,959.00$640,510 Land $177,550 Building $462,960$640,510 Land $177,550 Building $462,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Vyve Broadband
Cable
1,000 / 50

May also be available: Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hemlock Cir

Nearby Streets

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