343 Hemlock Cir, Highlands, NC 28741 Property Records

Macon County property record for 343 Hemlock Cir, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,508 sqft · built 2005
Lot Size	0.87 acres (37,897 sqft)
Owner	Company Name on File
Last Sale	$1,425,000 (Oct 2021)
Tax Bill	$4,877 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7540560778`

Property Details

APN / Parcel Number

Primary APN	`7540560778`
Alternative APNs	`0545102` `150968`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,508 sqft Heated Area
1st Floor Area	1,696 sqft
Upper Floors Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	37,897 sqft (0.87 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	518 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	150968
Street Address	343 HEMLOCK CIR
City	HIGHLANDS
State	NC
Zip	28741-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOTS 17 & 18 HIGHLAND HILLS SUBD
Legal Subdivision	HIGHLANDS HILLS
Legal Lot Number	17-18
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2052
Census Tract	970501

Owner

343 Hemlock Cir is owned by a company that bought it in October 2021.

Source: Macon County records, as of October 22, 2026

Owner of Record	Company Name on File
Mailing Address	4251 S PINE AVE, OCALA, FL 34480-7111
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Oct 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Oct 25, 2006 · Amount on File
Deed Document Number	202110240
Deed Book / Page	41 / 640
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	343 HEMLOCK CIR, HIGHLANDS, NC 28741-9104
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00X39/2224
Date	May 28, 2020
Book Page	X-39/2224
Instrument	2020003329

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	343 HEMLOCK CIR, HIGHLANDS, NC 28741-9104
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000Y40/147
Date	May 25, 2021
Book Page	Y-40/147
Instrument	2021005048

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 28, 2021
Property Address	343 HEMLOCK CIR, HIGHLANDS, NC 28741-9104
Document Number	000J41/640
Book / Page	J-41 / 640
Map Reference	MB Y-9 PG 150
Instrument Date	Oct 20, 2021
Instrument	2021010240
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Tax	$2,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 S PINE AVE, OCALA, FL 34480-7111

Tax Assessment & Valuation

The 2026 property tax bill for 343 Hemlock Cir was $4,877, up 3.5% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,877.00 (+3.48%)	$1,588,950 Land $177,130 Building $1,411,820	$1,588,950 Land $177,130 Building $1,411,820
2025	$4,713.00
2023	$4,701.00	$1,588,950 Land $177,130 Building $1,411,820	$1,588,950 Land $177,130 Building $1,411,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 343 Hemlock Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 Hemlock Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Vyve Broadband Cable	1,000 / 50

May also be available: Hotwire Communications, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Hemlock Cir

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