Macon County property record for 296 Hemlock Cir, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 972 sqft · built 1980 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Company Name on Record |
| Last Sale | $255,000 (Aug 2019) |
| Tax Bill | $1,671 (2026) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540467512 |
| Primary APN | 7540467512 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Heated Area |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 300 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 61,420 sqft (1.41 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 154 sqft |
| Patio Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 145139 |
|---|---|
| Street Address | 296 HEMLOCK CIR |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-9101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOTS 11 12 HLDS HILLS |
| Legal Subdivision | HIGHLANDS HILLS |
| Legal Lot Number | 11-12 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 970501 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3510 EMBASSY DR, WEST PALM BEACH, FL 33401-1030 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Deed Document Number | 20195359 |
| Deed Book / Page | 39 / 1044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Aug 19, 2019 |
| Property Address | 296 HEMLOCK CIR, HIGHLANDS, NC 28741-9101 |
| Document Number | J39/1044 |
| Book / Page | J-39 / 1044 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 2019005359 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3001 N FLAGLER DR, WEST PALM BEACH, FL 33407-5219 |
| Document Number | 00J39/1047 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | J-39/1047 |
| Instrument | 2019005360 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,671.00 (+3.34%) | $518,070 (-) Land $230,520 Building $287,550 | $518,070 (-) Land $230,520 Building $287,550 |
| 2025 | $1,617.00 | ||
| 2023 | $518,070 Land $230,520 Building $287,550 | $518,070 Land $230,520 Building $287,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Hotwire Communications, Verizon.
4G LTE only, no 5G reported
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