York County and Biddeford City property record for 77 Granite St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,846 sqft · built 1870 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Aug 2026) |
| Tax Bill | $7,500 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:35 L:99 |
| Primary APN | BIDD M:35 L:99 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,846 sqft Living Area |
| Gross Area | 6,277 sqft |
| 1st Floor Area | 2,060 sqft |
| Basement Area | 2,000 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 77 GRANITE ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Lot Number | 99 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 25206 |
77 Granite St is owned and occupied by two individuals who bought it in August 2026.
Source: York County and Biddeford City records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 GRANITE ST, BIDDEFORD, ME 04005-3655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage BAR HARBOR BANK AND TRUST |
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit PARTNERS BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on File |
| Deed Sale | Aug 21, 2026 · Amount on File |
| Prior Sale | Oct 31, 2024 · Amount on File |
| Deed Document Number | 202632048 |
| Deed Book / Page | 19978 / 395 |
| Prior Transfer Date | Oct 29, 2024 |
| Prior Transfer Doc | 0195440366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Aug 21, 2026 |
| Property Address | 77 GRANITE ST, BIDDEFORD, ME 04005-3655 |
| Document Number | 0000032048 |
| Book / Page | 19978 / 395 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202632048 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 77 GRANITE ST, BIDDEFORD, ME 04005-3655 |
| Date | Aug 21, 2026 |
|---|
| Name | BAR HARBOR BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 77 GRANITE ST, BIDDEFORD, ME 04005-3655 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0198410635 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 19841/635 |
| Instrument | 2026004686 |
| Name | PARTNERS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 77 GRANITE ST, BIDDEFORD, ME 04005-3655 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184470915 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 18447/915 |
| Instrument | 2020058009 |
| Name | CUSO HOME LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 77 Granite St was $7,500, up 6.2% from the year before.
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,500.00 (+6.2%) | $502,000 (+1.09%) Land $169,000 Building $333,000 | |
| 2024 | $7,062.00 (+9.05%) | $496,600 (+0.61%) Land $169,000 Building $327,600 | |
| 2023 | $6,476.00 (+1.46%) | $493,600 (+26.89%) Land $166,000 Building $327,600 | $529,530 |
| 2022 | $6,383.00 | $389,000 Land $93,300 Building $295,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Granite St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 77 Granite St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures