85 Gilbert St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 85 Gilbert St, Framingham, MA 01702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1930
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$278,660 (Jan 2017)
Tax Bill	$5,664 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-72-4326`

Property Details

APN / Parcel Number

Primary APN	`140-72-4326`
Alternative APNs	`FRAM M:140 B:72 L:4326 U:000` `M:137.0 B:0284 L:0126.0` `F_677423_2922369` `3737`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	864 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1966
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3737
Street Address	85 GILBERT ST
City	FRAMINGHAM
State	MA
Zip	01702-7221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Block	72
Legal Lot Number	4326
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	2
Census Block	2000
Census Tract	383200

Owner

Source: Middlesex County and Framingham City assessment roll, APN 140-72-4326, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 GILBERT ST, FRAMINGHAM, MA 01702-7221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Feb 16, 2001 · Amount on Record
Deed Book / Page	68790 / 462
Record Updated	Sep 20, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jan 20, 2017
Property Address	85 GILBERT ST, FRAMINGHAM, MA 01702-7221
Document Number	68790-462
Book / Page	68790 / 462
Instrument	11518
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$39.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	687900465
Date	Jan 20, 2017
Instrument	68790/0465

Lender

Name	PROSPECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2047

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,664.00 (+2.42%)	$474,400 (+6.89%) Land $200,100 Building $274,300	$459,135 (+10.77%)
2024	$5,530.00 (+7.5%)	$443,800 (+12.93%) Land $177,900 Building $265,900	$414,485
2023	$5,144.00	$393,000 Land $159,000 Building $234,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173832002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 306 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3100000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.