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81 Gilbert St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 81 Gilbert St, Framingham, MA 01702

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,089 sqft · built 1922
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Apr 2022)
Tax Bill$5,574 (2025)
Deeds & MortgagesSep 2021 Refinance
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN140-72-4431

Property Details

APN / Parcel Number

Primary APN140-72-4431
Alternative APNs
  • FRAM M:140 B:72 L:4431 U:000
  • M:137.0 B:0284 L:0125.0
  • F_677435_2922418
  • 3736

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,089 sqft Living Area
Gross Area2,379 sqft
1st Floor Area1,089 sqft
Basement Area966 sqft
Unfinished Basement966 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1966
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3736
Street Address81 GILBERT ST
CityFRAMINGHAM
StateMA
Zip01702-7221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeG
Legal Block72
Legal Lot Number4431
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group2
Census Block2000
Census Tract383200

Owner

Source: Middlesex County and Framingham City assessment roll, APN 140-72-4431, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address81 GILBERT ST, FRAMINGHAM, MA 01702-7221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DIGITAL FCU
Apr 19, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2022 · Amount on Record
Deed SaleApr 19, 2022 · Amount on Record
Prior SaleAug 20, 2013 · Amount on Record
Deed Book / Page79991 / 552
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address81 GILBERT ST, FRAMINGHAM, MA 01702-7221
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078775-467
DateSep 27, 2021
Book Page78775/467
Instrument212547
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 01, 2041

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateApr 19, 2022
Property Address81 GILBERT ST, FRAMINGHAM, MA 01702-7221
Document Number079991-552
Book / Page79991 / 552
Instrument DateApr 15, 2022
Instrument57564
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address81 GILBERT ST, FRAMINGHAM, MA 01702-7221
InvestorPossibly a Property Investor

Mortgage

Document Number0000057565
DateApr 19, 2022
Instrument57565
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,574.00 (+3.49%)$466,800 (+7.98%) Land $200,100 Building $266,700$491,150 (+3.75%)
2024$5,386.00 (+10.53%)$432,300 (+16.12%) Land $177,900 Building $254,400$473,385
2023$4,873.00$372,300 Land $159,000 Building $213,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173832002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2021 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 306 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
Radiate Holdings
Cable		1,500 / 50
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3100000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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