Middlesex County and Framingham City property record for 78 Gilbert St, Framingham, MA 01702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,100 sqft · built 1988 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Jun 2022) |
| Tax Bill | $9,033 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-72-5398 |
| Primary APN | 140-72-5398 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 3,892 sqft |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,016 sqft |
| Unfinished Basement | 1,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 3753 |
|---|---|
| Street Address | 78 GILBERT ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01702-7222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Subdivision | CLINTON STREET |
| Legal Block | 72 |
| Legal Lot Number | 5398 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 383200 |
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 GILBERT ST, FRAMINGHAM, MA 01702-7222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK |
| Jun 27, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK |
| Jun 25, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | Jun 25, 2020 · Amount on Record |
| Deed Book / Page | 80337 / 115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Jul 17, 2026 |
| Property Address | 78 GILBERT ST, FRAMINGHAM, MA 01702-7222 |
| Document Number | 0000088640 |
| Book / Page | 85891 / 545 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202688640 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 78 GILBERT ST, FRAMINGHAM, MA 01702-7222 |
| Document Number | 0000088640, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 85891/545 |
| Instrument | 202688640 |
| Name | NEEDHAM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Jun 27, 2022 |
| Property Address | 78 GILBERT ST, FRAMINGHAM, MA 01702-7222 |
| Document Number | 080337-115 |
| Book / Page | 80337 / 115 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 96497 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 78 GILBERT ST, FRAMINGHAM, MA 01702-7222 |
| Document Number | 0000096498 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 96498 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Jun 25, 2020 |
| Property Address | 78 GILBERT ST, FRAMINGHAM, MA 01702-7222 |
| Document Number | 74967-343 |
| Book / Page | 74967 / 343 |
| Instrument Date | Jun 13, 2020 |
| Instrument | 100133 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 78 GILBERT ST, FRAMINGHAM, MA 01702-7222 |
| Document Number | 100134 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 100134 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,033.00 (+2.59%) | $756,500 (+7.05%) Land $202,000 Building $554,500 | $856,330 (+7.14%) |
| 2024 | $8,805.00 (+8.88%) | $706,700 (+14.39%) Land $179,700 Building $527,000 | $799,235 |
| 2023 | $8,087.00 | $617,800 Land $160,500 Building $457,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–1999) |
| Most Recent Claim | Sep 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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