85 Fallen Leaf Ln, Highlands, NC 28741 Property Records

Macon County property record for 85 Fallen Leaf Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,004 sqft · built 1998
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Jan 2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7551441013`

Property Details

APN / Parcel Number

Primary APN	`7551441013`
Alternative APNs	`0532954` `142449`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,004 sqft Heated Area
1st Floor Area	2,004 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	80 sqft
Patio Area	80 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	142449
Street Address	85 FALLEN LEAF LN
City	HIGHLANDS
State	NC
Zip	28741-7745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 3 SHORTOFF BLUFFS DEVELOPMENT PC 8514
Legal Subdivision	SHORTOFF
Legal Lot Number	3
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2085
Census Tract	970501

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 FALLEN LEAF LN, HIGHLANDS, NC 28741-7745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	2026315
Deed Book / Page	44 / 1106
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 16, 2026
Property Address	85 FALLEN LEAF LN, HIGHLANDS, NC 28741-7745
Document Number	00E44/1106
Book / Page	E-44 / 1106
Map Reference	CARD 9815
Instrument Date	Jan 16, 2026
Instrument	2026000315
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 FALLEN LEAF LN, HIGHLANDS, NC 28741-7745

Mortgage

Document Number	2026000316
Date	Jan 16, 2026
Instrument	2026000316

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 30, 2018
Property Address	85 FALLEN LEAF LN, HIGHLANDS, NC 28741-7745
Document Number	00P38/1716
Book / Page	P-38 / 1716
Map Reference	PL CARD9815
Instrument Date	May 29, 2018
Instrument	2018003623
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$836.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 NE 34TH ST APT 1906, 1906, MIAMI, FL 33137-4057

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$625,480 (+0.4%) Land $101,800 Building $523,680	$625,480 (+0.4%) Land $101,800 Building $523,680
2025	$622,980 (-) Land $101,800 Building $521,180	$622,980 (-) Land $101,800 Building $521,180
2023	$622,980 Land $101,800 Building $521,180	$622,980 Land $101,800 Building $521,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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