296 Fallen Leaf Ln, Highlands, NC 28741 Property Records

Macon County property record for 296 Fallen Leaf Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,857 sqft · built 1999
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2020)
Tax Bill	$1,766 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`7551433220`

Property Details

APN / Parcel Number

Primary APN	`7551433220`
Alternative APNs	`0532960` `147056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,857 sqft Heated Area
1st Floor Area	1,713 sqft
Upper Floors Area	144 sqft
Attic	Attic
Attic Area	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	147056
Street Address	296 FALLEN LEAF LN
City	HIGHLANDS
State	NC
Zip	28741-7615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 9 SHORTOFF BLUFFS DEVELOPMENT
Legal Subdivision	SHORTOFF
Legal Lot Number	9
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2095
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	296 FALLING WATER DR, HIGHLANDS, NC 28741
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jul 20, 2004 · Amount on Record
Deed Document Number	20204423
Deed Book / Page	40 / 566
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	296 FALLEN LEAF LN, HIGHLANDS, NC 28741-7615
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 FALLEN LEAF LN, HIGHLANDS, NC 28741-7615

Mortgage

Document Number	00U40/1710
Date	Apr 12, 2021
Book Page	U-40/1710
Instrument	2021003446

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 6, 2020
Property Address	296 FALLEN LEAF LN, HIGHLANDS, NC 28741-7615
Document Number	000A40/566
Book / Page	A-40 / 566
Instrument Date	Jul 6, 2020
Instrument	2020004423
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 TENNESSEE ST APT 217, 217, MEMPHIS, TN 38103-4474

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,766.00 (+3.27%)	$550,050 (-) Land $100,040 Building $450,010	$550,050 (-) Land $100,040 Building $450,010
2025	$1,710.00 (+0.71%)
2023	$1,698.00	$550,050 Land $100,040 Building $450,010	$550,050 Land $100,040 Building $450,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: BalsamWest FiberNET, Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Fallen Leaf Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures