264 Fallen Leaf Ln, Highlands, NC 28741 Property Records

Macon County property record for 264 Fallen Leaf Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,004 sqft · built 2002
Lot Size	0.999 acres (43,544 sqft)
Owner	Individual Name on Record
Last Sale	$920 (May 2021)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7551432312`

Property Details

APN / Parcel Number

Primary APN	`7551432312`
Alternative APNs	`0532959` `149645`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,004 sqft Heated Area
1st Floor Area	1,704 sqft
Upper Floors Area	300 sqft
Attic	Attic
Attic Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,544 sqft (0.999 acres)
Terrain	Rolling

Exterior Amenities

Deck Area	16 sqft
Patio Area	1,960 sqft
Gazebo	1 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	149645
Street Address	264 FALLEN LEAF LN
City	HIGHLANDS
State	NC
Zip	28741-7615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 8 SHORTOFF BLUFFS DEVELOPMENT
Legal Subdivision	SHORTOFF
Legal Lot Number	8
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2095
Census Tract	970501

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	264 FALLEN LEAF LN, HIGHLANDS, NC 28741-7615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Deed Document Number	20215157
Prior Transfer Date	Feb 3, 2006
Prior Transfer Doc	00A30/0325
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	264 FALLEN LEAF LN, HIGHLANDS, NC 28741-7615
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 FALLEN LEAF LN, HIGHLANDS, NC 28741-7615

Mortgage

Document Number	00Y42/2315
Date	Feb 8, 2024
Book Page	Y-42/2315
Instrument	2024000698

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 28, 2021
Property Address	264 FALLEN LEAF LN, HIGHLANDS, NC 28741-7615
Document Number	000Y40/856
Book / Page	Y-40 / 856
Map Reference	CARD 2538
Instrument Date	May 15, 2021
Instrument	2021005157
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 W LAS OLAS BLVD APT 811, 811, FORT LAUDERDALE, FL 33312-7124

Mortgage

Document Number	2021005158
Date	May 28, 2021
Instrument	2021005158

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,100 (+0.84%) Land $95,000 Building $519,100	$614,100 (+0.84%) Land $95,000 Building $519,100
2025	$1,895.00 (+0.64%)	$609,000 (-) Land $95,000 Building $514,000	$609,000 (-) Land $95,000 Building $514,000
2023	$1,883.00	$609,000 Land $95,000 Building $514,000	$609,000 Land $95,000 Building $514,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: BalsamWest FiberNET, Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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