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85 E Lake Rd, Fenton, MO 63026 Property Records

Jefferson County property record for 85 E Lake Rd, Fenton, MO 63026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,344 sqft · built 1975
Lot Size0.291 acres (12,689 sqft)
Owner2 Individual Names on File
Last Sale$153,700 (Jul 2016)
Tax Bill$1,310 (2025)
Deeds & MortgagesSep 2022 Mortgage
Apr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN022.009.00000013

Property Details

APN / Parcel Number

Primary APN022.009.00000013
Alternative APN
  • 0220090 013

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area1,784 sqft
1st Floor Area896 sqft
Basement Area448 sqft
Finished Basement448 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area12,689 sqft (0.291 acres)
Lot Dimensions205 ft deep x 125 ft wide
Garage TypeAttached
Garage Area440 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address85 E LAKE RD
CityFENTON
StateMO
Zip63026-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR09
Legal DescriptionFOND DU LAC 3 LOTS 85 & 86 & PT 87
Legal Range5E
Legal Township43N
Legal Section09
Legal SubdivisionFOND DU LAC 3
Legal Block3
Legal Lot Number85,86
JurisdictionJEFFERSON MO
Township / Civil DivisionROCK
Census Block Group3
Census Block3001
Census Tract700210

Owner

85 E Lake Rd is owned and occupied by two individuals who acquired it in April 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address85 E LAKE RD, FENTON, MO 63026-5010
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Apr 19, 2022Correction Deed

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2016 · Amount on File
Deed SaleJul 7, 2016 · Amount on File
Prior SaleNov 25, 2015 · Amount on File
Deed Document Number201620367
Last Transfer DateApr 12, 2022
Transfer Doc0000013170
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address85 E LAKE RD, FENTON, MO 63026-5010
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 E LAKE RD, FENTON, MO 63026-5010

Mortgage

Document Number0000030481
DateSep 16, 2022
Instrument2022R-030481
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

April 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionJEFFERSON MO
Recording DateApr 19, 2022
Property Address85 E LAKE RD, FENTON, MO 63026-5010
Document Number0000013170
Map ReferenceMB 14 PG 1
Instrument DateApr 12, 2022
Instrument2022R-013170
Record UpdatedMay 2, 2022

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 E LAKE RD, FENTON, MO 63026-5010

Tax Assessment & Valuation

The 2025 property tax bill for 85 E Lake Rd was $1,310, up 6.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictNorthwest R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,400 (-) Land $2,500 Building $15,900$97,000 (-) Land $13,200 Building $83,800
2025$1,310.00 (+6.16%)$18,400 Land $2,500 Building $15,900$97,000 (-) Land $13,200 Building $83,800
2024$1,234.00 (+0.49%)$97,000 (+8.02%) Land $13,200 Building $83,800
2023$1,228.00$17,100 Land $2,500 Building $14,600$89,800 Land $13,200 Building $76,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 E Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 E Lake Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 3
serves 17,000 people · EPA ID MO6024294
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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