82 E Lake Rd, Fenton, MO 63026 Property Records

Jefferson County property record for 82 E Lake Rd, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,426 sqft · built 1978
Lot Size	0.353 acres (15,385 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2007)
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022.004.03004039`

Property Details

APN / Parcel Number

Primary APN	`022.004.03004039`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	1,910 sqft
1st Floor Area	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	15,385 sqft (0.353 acres)
Lot Dimensions	186 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	135 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	82 E LAKE RD
City	FENTON
State	MO
Zip	63026-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	FOND DU LAC 3 LOTS 82 & 83
Legal Range	5E
Legal Township	43N
Legal Section	04
Legal Subdivision	FOND DU LAC 3
Legal Block	3
Legal Lot Number	82,83
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	3
Census Block	3001
Census Tract	700210

Owner

82 E Lake Rd is owned and occupied by an individual who bought it in July 2007.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	82 E LAKE RD, FENTON, MO 63026-5010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 27, 2016	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2007 · Amount on File
Deed Sale	Jul 30, 2007 · Amount on File
Deed Document Number	200734942
Prior Transfer Date	Nov 17, 1997
Prior Transfer Doc	0804000159
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	82 E LAKE RD, FENTON, MO 63026-5010
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 E LAKE RD, FENTON, MO 63026-5010

Mortgage

Document Number	0000054764
Date	Dec 22, 2021
Instrument	2021R-054764

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2032

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	82 E LAKE RD, FENTON, MO 63026-5010
Document Number	0000000512
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 E LAKE RD FENTON MO 630265010, FENTON, MO 63026-5010

Mortgage

Document Number	0000000512
Date	Jan 5, 2017
Instrument	512

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 82 E Lake Rd was $1,873.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,300 (-) Land $2,500 Building $23,800	$138,300 Land $13,200 Building $125,100
2025	$1,873.00	$26,300 Land $2,500 Building $23,800
2024			$138,300 (+7.29%) Land $13,200 Building $125,100
2023	$1,759.00	$24,500 Land $2,500 Building $22,000	$128,900 Land $13,200 Building $115,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 82 E Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 E Lake Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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