77 E Lake Rd, Fenton, MO 63026 Property Records

Jefferson County property record for 77 E Lake Rd, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft · built 1970
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Mar 2019)
Tax Bill	$1,773 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`022.004.03004042`

Property Details

APN / Parcel Number

Primary APN	`022.004.03004042`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	136 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	624 sqft
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	77 E LAKE RD
City	FENTON
State	MO
Zip	63026-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	FOND DU LAC 3 LOTS 77 & 78
Legal Range	5E
Legal Township	43N
Legal Section	04
Legal Subdivision	FOND DU LAC 3
Legal Block	3
Legal Lot Number	77,78
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	3
Census Block	3001
Census Tract	700210

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 E LAKE RD, FENTON, MO 63026-5010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 21, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jul 14, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	20197514
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	77 E LAKE RD, FENTON, MO 63026-5010
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 E LAKE RD, FENTON, MO 63026-5010

Mortgage

Document Number	0000009236
Date	Apr 19, 2023
Instrument	2023R-009236

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	77 E LAKE RD, FENTON, MO 63026-5010
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025246
Date	Jul 16, 2020
Instrument	2020R-025246

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	77 E LAKE RD, FENTON, MO 63026-5010
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021114
Date	May 13, 2021
Instrument	2021R-021114

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	77 E LAKE RD, FENTON, MO 63026-5010
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 E LAKE RD, FENTON, MO 63026-5010

Mortgage

Document Number	0000032683
Date	Jul 27, 2021
Instrument	2021R-032683

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 21, 2019
Property Address	77 E LAKE RD, FENTON, MO 63026-5010
Document Number	0000007514
Map Reference	MB 14 PG 1
Instrument Date	Feb 27, 2019
Instrument	2019R-007514
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 E LAKE RD, FENTON, MO 63026-5010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	77 E LAKE RD, FENTON, MO 63026-5010
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007515
Date	Mar 21, 2019
Instrument	2019R-007515

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 14, 2017
Property Address	77 E LAKE RD, FENTON, MO 63026-5010
Document Number	0000021632
Instrument Date	Jul 12, 2017
Instrument	21632
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 E LAKE RD FENTON MO 630265010, FENTON, MO 63026-5010

Mortgage

Document Number	21633
Date	Jul 14, 2017
Instrument	21633

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,900 (-) Land $2,500 Building $22,400	$130,900 (-) Land $13,200 Building $117,700
2025	$1,773.00 (+6.42%)	$24,900 (+7.33%) Land $2,500 Building $22,400
2024			$130,900 (+7.12%) Land $13,200 Building $117,700
2023	$1,666.00	$23,200 Land $2,500 Building $20,700	$122,200 Land $13,200 Building $109,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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