Utah County property record for 85 E 1120 N, American Fork, UT 84003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,212 sqft · built 1986 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $194,800 (Feb 2021) |
| Tax Bill | $2,376 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Feb 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-071-0014 |
| Primary APN | 41-071-0014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 1,168 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 056503 |
|---|---|
| Street Address | 85 E 1120 N |
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-1269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14, PLAT B, HILLTOP ESTATES SUBD. |
| Legal Subdivision | HILLTOP ESTATES SUB |
| Legal Lot Number | 14 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 205 |
85 E 1120 N is owner-occupied and held in a trust since February 2021.
Source: Utah County records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 85 E 1120 N, AMERICAN FORK, UT 84003-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU |
| Feb 5, 2021 | Quit Claim Deed, Transfer PROVO ABSTRACT COMPANY, PROVO ABSTRACT CO |
| Feb 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage RANLIFE HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on File |
| Deed Sale | Feb 5, 2021 · Amount on File |
| Prior Sale | Jun 18, 2015 · Amount on File |
| Deed Document Number | 202122977 |
| Prior Transfer Date | Feb 1, 2021 |
| Prior Transfer Doc | 0000022977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 85 E 1120 N, AMERICAN FORK, UT 84003-1269 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | AMERICAN SECURE TTL BRIGHAM |
| Name | Verified Name |
|---|
| Document Number | 0000065320 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 65320:2021 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Feb 5, 2021 |
| Property Address | 85 E 1120 N, AMERICAN FORK, UT 84003-1269 |
| Document Number | 0000023162 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 23162 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | PROVO ABSTRACT COMPANY, PROVO ABSTRACT CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 85 E 1120 N AMERICAN FORK UT 840031269, AMERICAN FORK, UT 84003-1269 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Feb 5, 2021 |
| Property Address | 85 E 1120 N, AMERICAN FORK, UT 84003-1269 |
| Document Number | 0000022977 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 22977:2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | PROVO ABSTRACT CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 E 1120 N, AMERICAN FORK, UT 84003-1269 |
| Document Number | 0000022978 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 22978:2021 |
| Name | RANLIFE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 85 E 1120 N was $2,376, up % from the year before.
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,705 (-46.27%) | $483,100 (-2.31%) Land $218,800 Building $264,300 | |
| 2025 | $2,376.00 (+0.04%) | $494,500 Land $218,800 Building $275,700 | $494,500 Land $218,800 Building $275,700 |
| 2024 | $2,375.00 (+13.31%) | ||
| 2023 | $2,096.00 (-5.54%) | $247,005 | $449,100 Land $208,300 Building $240,800 |
| 2022 | $2,219.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 E 1120 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 E 1120 N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| CentraCom DSL · Fiber in parts of the area | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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