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16 E 1120 N, American Fork, UT 84003 Property Records

Utah County property record for 16 E 1120 N, American Fork, UT 84003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,155 sqft · built 1995
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on File
Last Sale$366,300 (May 2019)
Tax Bill$3,226 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN52-515-0001

Property Details

APN / Parcel Number

Primary APN52-515-0001
Alternative APN
  • 083159

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,155 sqft Living Area
Gross Area4,282 sqft
1st Floor Area2,155 sqft
Basement Area1,575 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleA-Frame
Exterior MaterialMetal
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area11,979 sqft (0.275 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchRaised Porch
Porch Area493 sqft
Deck AreaDeck Area
Patio Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number083159
Street Address16 E 1120 N
CityAMERICAN FORK
StateUT
Zip84003-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, PLAT A, KENT SEARLE SUBDV. AREA 0.275 AC.
Legal SubdivisionKENT SEARLE
Legal Lot Number1
JurisdictionUTAH UT
Township / Civil DivisionAMERICAN FORK-PLEASANT GROVE
Census Block Group2
Census Block2000
Census Tract206

Owner

16 E 1120 N is owned and occupied by an individual who bought it in May 2019.

Source: Utah County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address16 E 1120 N, AMERICAN FORK, UT 84003-1248
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Mar 26, 2020Deed of Trust, Mortgage
UNITED WHOLESALE MTG
Nov 21, 2019Correction Deed, Transfer
PREMIER TITLE INSURANCE AGENCY, PIONEER TITLE INS AGCY
May 15, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2019 · Amount on File
Deed SaleMay 15, 2019 · Amount on File
Prior SaleAug 22, 2016 · Amount on File
Deed Document Number201943185
Prior Transfer DateFeb 20, 1998
Prior Transfer Doc0045390883
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address16 E 1120 N, AMERICAN FORK, UT 84003-1248
Transaction TypeMortgage
Record UpdatedApr 22, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035959
DateFeb 25, 2021
Instrument35959:2021
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address16 E 1120 N, AMERICAN FORK, UT 84003-1248
Document Number0000043616
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyRELTCO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16 E 1120 N AMERICAN FORK UT 840031248, AMERICAN FORK, UT 84003-1248

Mortgage

Document Number0000043616
DateApr 3, 2020
Instrument43616
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount on Record
Term360 Months
DueApr 2, 2050

November 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionUTAH UT
Recording DateNov 21, 2019
Property Address16 E 1120 N, AMERICAN FORK, UT 84003-1248
Document Number0000122873
Instrument DateNov 19, 2019
Instrument122873
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyPREMIER TITLE INSURANCE AGENCY, PIONEER TITLE INS AGCY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 E 1120 N AMERICAN FORK UT 840031248, AMERICAN FORK, UT 84003-1248

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateMay 15, 2019
Property Address16 E 1120 N, AMERICAN FORK, UT 84003-1248
Document Number0000043185
Instrument DateMay 10, 2019
Instrument043185:2019
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyPIONEER TITLE INS AGCY LC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16 E 1120 N, AMERICAN FORK, UT 84003-1248

Mortgage

Document Number0000043186
DateMay 15, 2019
Instrument043186:2019
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16 E 1120 N was $3,226, up 7.4% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
MunicipalityAmerican Fork City
CountyUtah County
Unified School DistrictAlpine School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$356,565 (-3.45%)$648,300 (-3.45%) Land $214,800 Building $433,500
2025$3,226.00 (+7.35%)$369,325$671,500 Land $214,800 Building $456,700
2024$3,005.00 (+6.64%)
2023$2,818.00 (-3.39%)$331,980$603,600 Land $204,500 Building $399,100
2022$2,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 E 1120 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 E 1120 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Utah
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMERICAN FORK CITY
serves 39,045 people · EPA ID UTAH25008
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
CentraCom
DSL · Fiber in parts of the area		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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