85 Dune Comet Ln, Unit A, Inlet Beach, FL 32461 Property Records

Walton County property record for 85 Dune Comet Ln, Unit A, Inlet Beach, FL 32461

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,678 sqft · built 2018
Lot Size	0.021 acres (907 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,000 (Jan 2020)
Tax Bill	$6,950 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16205-000-3770`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16205-000-3770`
Alternative APNs	`20-318-16205-000-3770` `1085394`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	3 Units
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	2,231 sqft
Flooring	Tile

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	907 sqft (0.021 acres)
Garage Type	Attached
Garage Area	360 sqft
Porch	Open/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 DUNE COMET LN, A
City	INLET BEACH
State	FL
Zip	32461-0896
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TND
Legal Description	LOT 377 PROMINENCE PHASE 3 NORTH PB 20-9 OR 3068-4789 OR 3101-4115 OR 3129-3414
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PHASE 3
Legal Phase	3
Legal Block	37
Legal Lot Number	377
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1051
Census Tract	950610

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	934 PROSPECT AVE SE, ATLANTA, GA 30316-2557
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 26, 2018	Special Warranty Deed, Subdivision Related Transfer · ARM SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	2020784
Deed Book / Page	3129 / 3414
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	0031014115
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 8, 2020
Property Address	85 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0896
Document Number	0031293414
Book / Page	3129 / 3414
Map Reference	MB 20 PG 9&10
Instrument Date	Jan 7, 2020
Instrument	20200000784
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,521.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 DUNE COMET LN, 85, INLET BEACH, FL 32461-0895

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 IVES LN SE, ATLANTA, GA 30316-6814

Mortgage

Document Number	31293415
Date	Jan 8, 2020
Instrument	3129/3415

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 8, 2019
Property Address	85 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0896
Document Number	0031014115
Book / Page	003101 / 004115
Instrument Date	Mar 8, 2019
Instrument	10657
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2144 SUMMER HILL CIR FRANKLIN TN 370645212, FRANKLIN, TN 37064-5212

March 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 26, 2018
Property Address	85 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0896
Document Number	0030684789
Book / Page	3068 / 4789
Map Reference	MB20 PG9&10
Instrument Date	Mar 23, 2018
Instrument	2018000009667
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA ICN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2144 SUMMER HILL CIR, FRANKLIN, TN 37064-5212

Mortgage

Document Number	2018000009668
Date	Mar 26, 2018
Instrument	2018000009668

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.6%
Index	1-Year LIBOR
Max Rate	8.6%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,950.00 (+3.68%)	$814,239 (-10.33%) Land $300,000 Building $514,239	$814,239 (-10.33%) Land $300,000 Building $514,239
2024	$6,703.00 (-1.03%)
2023	$6,773.00 (+7.63%)	$908,003 (+1%) Building $908,003	$908,003 (+1%) Building $908,003
2022	$6,293.00	$825,458 Building $825,458	$825,458 Building $825,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, CenturyLink, Verizon, Wildstar Networks.

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