Hamden Town property record for 85 Chester St, Hamden, CT 06514
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,286 sqft · built 1948 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,339 (2026) |
| Deeds & Mortgages | Feb 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMD M:2325 B:285 L:00-0000 |
| Primary APN | HAMD M:2325 B:285 L:00-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| Gross Area | 2,752 sqft |
| 1st Floor Area | 928 sqft |
| Attic | Attic |
| Attic Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 85 CHESTER ST |
|---|---|
| City | HAMDEN |
| State | CT |
| Zip | 06514-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 285 |
| Legal Lot Number | 0000 |
| Jurisdiction | HAMDEN CT |
| Township / Civil Division | HAMDEN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 165600 |
85 Chester St is owned and occupied by two individuals.
Source: Hamden Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 CHESTER ST, HAMDEN, CT 06514-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMDEN CT |
| Property Address | 85 CHESTER ST, HAMDEN, CT 06514-3429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 005152-204 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 5152/204 |
| Instrument | 696 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2026 property tax bill for 85 Chester St was $10,339.
Source: Hamden Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Hamden Town |
| Unified School District | Hamden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,339.00 | $192,640 (-) Land $55,230 Building $137,410 | $282,767 (+109.69%) |
| 2025 | $192,640 (+64.3%) Land $55,230 Building $137,410 | $134,848 Land $38,661 Building $96,187 | |
| 2024 | $9,994.00 (+53.28%) | $117,250 (-3.01%) Land $30,590 Building $86,660 | |
| 2023 | $6,520.00 | $120,890 Land $30,590 Building $90,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Chester St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Chester St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: AT&T, T-Mobile.
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