74 Chester St, Hamden, CT 06514 Property Records

Hamden Town property record for 74 Chester St, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,436 sqft · built 1945
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$114,500 (Aug 1995)
Tax Bill	$10,959 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2325 B:259 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2325 B:259 L:00-0000`
Alternative APN	`M:2325 B:259 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,436 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	837 sqft
Basement Area	837 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	74 CHESTER ST
City	HAMDEN
State	CT
Zip	06514-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	259
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	2
Census Block	2013
Census Tract	165600

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 CHESTER ST, HAMDEN, CT 06514-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage CITIZENS BANK
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Oct 16, 2017	Deed of Trust, Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 1995 · Amount on Record
Deed Sale	Aug 15, 1995 · Amount on Record
Prior Sale	Jan 21, 1987 · Amount on Record
Deed Book / Page	1514 / 204
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	74 CHESTER ST, HAMDEN, CT 06514-3431
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005316-107
Date	Oct 30, 2025
Book Page	5316/107
Instrument	5642

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	74 CHESTER ST, HAMDEN, CT 06514-3431
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005015-200
Date	Aug 24, 2022
Book Page	5015/200
Instrument	5803

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	74 CHESTER ST, HAMDEN, CT 06514-3431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4459-311
Date	Oct 16, 2017
Book Page	4459/311

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,959.00 (+3.46%)	$204,190 (-) Land $55,230 Building $148,960	$295,578 (+106.79%)
2025		$204,190 (+62.42%) Land $55,230 Building $148,960	$142,933 Land $38,661 Building $104,272
2024	$10,593.00 (+51.52%)	$125,720 (-3.75%) Land $30,590 Building $95,130
2023	$6,991.00	$130,620 Land $30,590 Building $100,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile.

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