77 Chester St, Hamden, CT 06514 Property Records

Hamden Town property record for 77 Chester St, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,376 sqft · built 1948
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (May 2019)
Tax Bill	$10,764 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2325 B:286 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2325 B:286 L:00-0000`
Alternative APN	`M:2325 B:286 L:00=0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,376 sqft Living Area
Gross Area	3,134 sqft
1st Floor Area	928 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	77 CHESTER ST
City	HAMDEN
State	CT
Zip	06514-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	286
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	2
Census Block	2012
Census Tract	165600

Owner

77 Chester St is owned and occupied by an individual who bought it in May 2019.

Source: Hamden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	77 CHESTER ST, HAMDEN, CT 06514-3429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA
Dec 21, 2020	Deed of Trust, Mortgage · Balloon Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Jun 9, 1995 · Amount on File
Deed Book / Page	4607 / 75
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	77 CHESTER ST, HAMDEN, CT 06514-3429
Transaction Type	Mortgage
Record Updated	Jan 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005235-145
Date	Jan 3, 2025
Book Page	5235/145
Instrument	32

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	77 CHESTER ST, HAMDEN, CT 06514-3429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4775-1
Date	Dec 21, 2020
Book Page	4775/1
Instrument	7646

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	May 28, 2019
Property Address	77 CHESTER ST, HAMDEN, CT 06514-3429
Document Number	4607-75
Book / Page	4607 / 75
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	460778
Date	May 28, 2019
Instrument	4607/78

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 77 Chester St was $10,764.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,764.00	$200,550 (-) Land $55,230 Building $145,320	$340,361 (+142.45%)
2025		$200,550 (+60.41%) Land $55,230 Building $145,320	$140,385 Land $38,661 Building $101,724
2024	$10,405.00 (+49.67%)	$125,020 (-6.98%) Land $30,590 Building $94,430
2023	$6,952.00	$134,400 Land $30,590 Building $103,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Chester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Chester St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile.

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