85 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 85 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 2010
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,000 (Dec 2025)
Tax Bill	$5,803 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068052-0090`

Property Details

APN / Parcel Number

Primary APN	`068052-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,434 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	120 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	65/100-105 KELLY POINTE AT NOCATEE PHASE 1 LOT 9 OR6266/966
Legal Range	29E
Legal Township	04S
Legal Section	30
Legal Subdivision	KELLY POINTE AT NOCATEE PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2050
Census Tract	20708

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 145, HUNTER, NY 12442-0145
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Warranty Deed, Transfer · VA Mortgage AMERIS BANK
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 31, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	202597701
Deed Book / Page	6266 / 966
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 2, 2025
Property Address	85 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Document Number	0062660966
Book / Page	6266 / 966
Map Reference	MB 65 PG 100-105
Instrument Date	Nov 24, 2025
Instrument	2025097701
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	COWFORD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,996.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 TILLIA TRL, ST AUGUSTINE, FL 32092-1292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7525 ROUTE 23A # A1, A1, HUNTER, NY 12442-7720

Mortgage

Document Number	0062660968
Date	Dec 2, 2025
Book Page	6266/968
Instrument	2025097702

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	85 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CAPTIVA DR, PONTE VEDRA, FL 32081-5042

Mortgage

Document Number	0051830065
Date	Feb 18, 2021
Book Page	5183/65
Instrument	2021018261

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 31, 2018
Property Address	85 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Document Number	0044970207
Book / Page	004497 / 000207
Instrument Date	Jan 30, 2018
Instrument	6922
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	AMERICAS CHOICE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 LEWIS RD EAST QUOGUE NY 119424120, EAST QUOGUE, NY 11942-4120

Mortgage

Document Number	44970209
Date	Jan 31, 2018
Book Page	004497/000209
Instrument	6923

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,534 (+33.27%) Land $120,000 Building $265,534	$385,534 (+1.21%) Land $120,000 Building $265,534
2025	$5,803.00 (+9.1%) Homeowner's exemption	$289,290 (+2.9%)	$380,917 (-4.41%) Land $125,000 Building $255,917
2024	$5,319.00 (+1.59%) Homeowner's exemption	$281,137 (+3.52%)	$398,510 (+0.55%) Land $125,000 Building $273,510
2023	$5,236.00 (+1.85%) Homeowner's exemption	$271,565 (+3%)	$396,324 (+10.19%) Land $125,000 Building $271,324
2022	$5,141.00 Homeowner's exemption	$263,655	$359,674 Land $112,000 Building $247,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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