45 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 45 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,861 sqft · built 2012
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Nov 2020)
Tax Bill	$5,912 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068052-0080`

Property Details

APN / Parcel Number

Primary APN	`068052-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,861 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	1,861 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	65/100-105 KELLY POINTE AT NOCATEE PHASE 1 LOT 8 OR5090/1777
Legal Range	29E
Legal Township	04S
Legal Section	30
Legal Subdivision	KELLY POINTE AT NOCATEE PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2050
Census Tract	20708

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · ARM AMERIS BANK
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Apr 21, 2020 · Amount on Record
Deed Document Number	202099454
Deed Book / Page	5090 / 1777
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	45 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045740672
Date	Jul 3, 2018
Book Page	4574/0672
Instrument	2018047369

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	Prime Rate
Max Rate	9.75%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 4, 2020
Property Address	45 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Document Number	0050901777
Book / Page	5090 / 1777
Map Reference	MB 65 PG 100-105
Instrument Date	Oct 30, 2020
Instrument	2020099454
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1916 SULLIVAN TRL, 1916, EASTON, PA 18040-8337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CAPTIVA DR, PONTE VEDRA, FL 32081-5042

Mortgage

Document Number	50901779
Date	Nov 4, 2020
Instrument	5090/1779

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 21, 2020
Property Address	45 CAPTIVA DR, PONTE VEDRA, FL 32081-5042
Document Number	0049270745
Book / Page	004927 / 000745
Instrument Date	Apr 14, 2020
Instrument	30903
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,362.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 CAPTIVA DR PONTE VEDRA BEACH FL 320815042, PONTE VEDRA BEACH, FL 32081-5042

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,433 (+2.7%)	$442,088 (+1.43%) Land $120,000 Building $322,088
2025	$5,912.00 (+9.12%) Homeowner's exemption	$297,403 (+2.9%)	$435,848 (-4.6%) Land $125,000 Building $310,848
2024	$5,418.00 (+1.27%) Homeowner's exemption	$289,021 (+3%)	$456,860 (-0.77%) Land $125,000 Building $331,860
2023	$5,350.00 (+1.83%) Homeowner's exemption	$280,603 (+3%)	$460,391 (+9.94%) Land $125,000 Building $335,391
2022	$5,254.00 Homeowner's exemption	$272,430	$418,779 Land $112,000 Building $306,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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