78 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 78 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,418 sqft · built 2010
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Sep 2018)
Tax Bill	$6,749 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068052-0250`

Property Details

APN / Parcel Number

Primary APN	`068052-0250`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,418 sqft Living Area
Gross Area	3,075 sqft
1st Floor Area	1,563 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	303 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	78 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	65/100-105 KELLY POINTE AT NOCATEE PHASE 1 LOT 25 OR4610/1921
Legal Range	29E
Legal Township	04S
Legal Section	30
Legal Subdivision	KELLY POINTE AT NOCATEE PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	25
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2050
Census Tract	20708

Owner

78 Captiva Dr is owned and occupied by an individual who bought it in September 2018.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	78 CAPTIVA DR, PONTE VEDRA, FL 32081-5038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 26, 2019	Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP
Sep 12, 2018	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP
Jun 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	May 7, 2013 · Amount on File
Deed Document Number	201866206
Deed Book / Page	4610 / 1921
Prior Transfer Date	Jun 18, 2018
Prior Transfer Doc	0045670670
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	78 CAPTIVA DR, PONTE VEDRA, FL 32081-5038
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 CAPTIVA DR, PONTE VEDRA, FL 32081-5038

Mortgage

Document Number	0056631186
Date	Nov 14, 2022
Book Page	5663/1186
Instrument	2022104081

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	78 CAPTIVA DR, PONTE VEDRA, FL 32081-5038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048020671
Date	Sep 26, 2019
Book Page	4802/0671
Instrument	2019071680

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 12, 2018
Property Address	78 CAPTIVA DR, PONTE VEDRA, FL 32081-5038
Document Number	0046101921
Book / Page	4610 / 1921
Map Reference	MB65 PG100-105
Instrument Date	Aug 28, 2018
Instrument	2018066206
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	536 N LAKEWOOD RUN DR, 536, PONTE VEDRA BEACH, FL 32082-4335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 CAPTIVA DR, PONTE VEDRA, FL 32081-5038

Mortgage

Document Number	2018066207
Date	Sep 12, 2018
Instrument	2018066207

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 22, 2018
Property Address	78 CAPTIVA DR, PONTE VEDRA, FL 32081-5038
Document Number	0045670670
Book / Page	004567 / 000670
Instrument Date	Jun 18, 2018
Instrument	43870
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	536 N LAKEWOOD RUN DR PONTE VEDRA BEACH FL 320824335, PONTE VEDRA BEACH, FL 32082-4335

Tax Assessment & Valuation

The 2025 property tax bill for 78 Captiva Dr was $6,749 with a homeowner's exemption, up 9.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,237 (+2.7%)	$479,666 (-1.99%) Land $120,000 Building $359,666
2025	$6,749.00 (+9.3%) Homeowner's exemption	$359,530 (+2.9%)	$489,419 (-4.94%) Land $125,000 Building $364,419
2024	$6,175.00 (+1.31%) Homeowner's exemption	$349,397 (+3%)	$514,872 (-0.82%) Land $125,000 Building $389,872
2023	$6,095.00 (+1.89%) Homeowner's exemption	$339,220 (+3%)	$519,110 (+9.51%) Land $125,000 Building $394,110
2022	$5,982.00 Homeowner's exemption	$329,340	$474,018 Land $112,000 Building $362,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Captiva Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Captiva Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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