85 Bear Mountain Rd, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 85 Bear Mountain Rd, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,746 sqft · built 1977
Lot Size	0.918 acres (40,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Aug 2023)
Tax Bill	$16,073 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00862-0000-00029-01`

Property Details

APN / Parcel Number

Primary APN	`11-00862-0000-00029-01`
Alternative APN	`11008620000000290001`

Interior

Building Area	2,746 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	40,001 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 200 ft wide

Location & Zoning

Street Address	85 BEAR MOUNTAIN RD
City	RINGWOOD
State	NJ
Zip	07456-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	862
Legal Lot Number	29.1
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1001
Census Tract	216701

Owner

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage POLISH & SLAVIC FCU
Aug 10, 2023	Deed, Transfer · Conventional Mortgage POLISH & SLAVIC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Deed Document Number	202325677
Deed Book / Page	4569 / 44
Last Transfer Date	May 29, 2025
Transfer Doc	0000018528
Record Updated	Sep 20, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Jun 4, 2025
Property Address	85 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Document Number	0000018528
Book / Page	D4909 / 110
Instrument Date	May 29, 2025
Instrument	2025018528
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	POLONIA TITLE AGCY LLC, POLONIA TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	269 MAPLE AVE, WALLINGTON, NJ 07057-1328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901

Mortgage

Document Number	0000018529
Date	Jun 4, 2025
Instrument	2025018529

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 10, 2023
Property Address	85 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Document Number	0000025677
Book / Page	D4569 / 44
Instrument Date	Jul 21, 2023
Instrument	2023025677
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4851 STONEHURST DR, WOODBRIDGE, VA 22192-5728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901

Mortgage

Document Number	0000025678
Date	Aug 10, 2023
Instrument	2023025678

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	11.8%

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,800 (+0.11%) Land $163,000 Building $214,800	$377,800 (+0.11%) Land $163,000 Building $214,800
2025	$16,073.00 (+8.7%)	$377,400 (+6.25%) Land $163,000 Building $214,400	$377,400 (+6.25%) Land $163,000 Building $214,400
2024	$14,787.00 (+6.9%)
2023		$355,200 (-) Land $163,000 Building $192,200	$355,200 (-) Land $163,000 Building $192,200
2022	$13,833.00 Widower's exemption	$355,200 Land $163,000 Building $192,200	$355,200 Land $163,000 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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