81 Bear Mountain Rd, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 81 Bear Mountain Rd, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	3,641 sqft · built 1967
Lot Size	0.51 acres (22,198 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2015)
Tax Bill	$14,161 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00862-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`11-00862-0000-00027`
Alternative APN	`110086200027`

Interior

Stories	1 Story
Building Area	3,641 sqft Living Area
1st Floor Area	3,641 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	22,198 sqft (0.51 acres)
Lot Dimensions	222 ft deep x 100 ft wide

Location & Zoning

Street Address	81 BEAR MOUNTAIN RD
City	RINGWOOD
State	NJ
Zip	07456-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	862
Legal Lot Number	27
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1001
Census Tract	216701

Owner

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Nov 27, 2019	Intrafamily Transfer, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Deed Document Number	201525896
Deed Book / Page	2640 / 139
Last Transfer Date	Nov 3, 2019
Transfer Doc	0000055441
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	81 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 DEER TRAIL CT, RINGWOOD, NJ 07456-2031

Mortgage

Document Number	0000005757
Date	Feb 13, 2026
Book Page	M19799/194
Instrument	2026005757

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Amount	Amount Recorded

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Nov 27, 2019
Property Address	81 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Document Number	0000055441
Book / Page	D3702 / 0100
Instrument Date	Nov 3, 2019
Instrument	2019055441
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 BEAR MOUNTAIN RD, 81, RINGWOOD, NJ 07456-2901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901

Mortgage

Document Number	0000055442
Date	Nov 27, 2019
Book Page	M15859/0278
Instrument	2019055442

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,500 (-) Land $152,800 Building $179,700	$332,500 (-) Land $152,800 Building $179,700
2025	$14,161.00 (+2.3%)	$332,500 (-) Land $152,800 Building $179,700	$332,500 (-) Land $152,800 Building $179,700
2024	$13,842.00 (+5%)
2023		$332,500 Land $152,800 Building $179,700	$332,500 Land $152,800 Building $179,700
2022	$13,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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