85 Bay Rd, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 85 Bay Rd, Hadley, MA 01035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1993
Lot Size0.969 acres (42,197 sqft)
Owner2 Individual Names on Record
Tax Bill$4,413 (2026)
Deeds & MortgagesJul 2021 Refinance
APNHADL M:0004E B:0041A L:0000

Property Details

APN / Parcel Number

Primary APNHADL M:0004E B:0041A L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,350 sqft
Basement Area450 sqft
Unfinished Basement450 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1999
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area42,197 sqft (0.969 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address85 BAY RD
CityHADLEY
StateMA
Zip01035-9718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal SubdivisionEDWARD J & ELEANOR M RYTUBA
Legal Block41A
JurisdictionHADLEY MA
Township / Civil DivisionHADLEY
Census Block Group1
Census Block1007
Census Tract821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address83 BAY RD, HADLEY, MA 01035-9718
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 28, 2024
Transfer Doc015172-118
Record UpdatedOct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHADLEY MA
Recording DateJul 16, 2021
Property Address85 BAY RD, HADLEY, MA 01035-9718
Document Number014186-295
Book / Page14186 / 295
Instrument DateJul 12, 2021
Instrument17564
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address85 BAY RD, HADLEY, MA 01035-9718

Mortgage

Document Number014186-299
DateJul 16, 2021
Book Page14186/299
Instrument17565
Lender
NameFLORENCE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
County SubdivisionHadley Town
Unified School DistrictHadley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,413.00 (+3.32%)$385,100 (+4.87%) Land $146,200 Building $238,900$441,191 (+16.22%)
2025$4,271.00 (+5.43%)$367,200 (+3.23%) Land $133,000 Building $234,200$379,620
2024$4,051.00 (+2.74%)$355,700 (+4.1%) Land $133,000 Building $222,700
2023$3,943.00$341,700 Land $133,000 Building $208,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 54 policies
Nearby Flood Policies54 in force
Nearby Flood Claims20 (1984–2023)
Claims Outside the SFHA2 of 20
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHADLEY DPW WATER DIVISION
serves 4,819 people · EPA ID MA1117002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: Xfinity.

Nearby Properties on Bay Rd

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