81 Bay Rd, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 81 Bay Rd, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 1957
Lot Size	1.35 acres (59,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2022)
Tax Bill	$4,270 (2026)
Deeds & Mortgages	Oct 2024 Refinance Mar 2022 Sale & Mortgage
APN	`HADL M:0004E B:0042 L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0004E B:0042 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,832 sqft
Basement Area	1,416 sqft
Unfinished Basement	1,416 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,185 sqft (1.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	81 BAY RD
City	HADLEY
State	MA
Zip	01035-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	42
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1007
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 BAY RD, HADLEY, MA 01035-9718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Mar 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	May 15, 2007 · Amount on Record
Deed Book / Page	14502 / 277
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	81 BAY RD, HADLEY, MA 01035-9718
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015249-104
Date	Oct 1, 2024
Book Page	15249/104
Instrument	15294

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2039

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Mar 29, 2022
Property Address	81 BAY RD, HADLEY, MA 01035-9718
Document Number	014502-277
Book / Page	14502 / 277
Instrument Date	Mar 29, 2022
Instrument	6622
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 EAST ST, HADLEY, MA 01035-9708

Mortgage

Document Number	0000006623
Date	Mar 29, 2022
Instrument	6623

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,270.00 (+3.36%)	$372,600 (+4.9%) Land $148,800 Building $223,800	$451,113 (+19.61%)
2025	$4,131.00 (+4.9%)	$355,200 (+2.75%) Land $135,600 Building $219,600	$377,150 (+26.07%)
2024	$3,938.00 (+3.71%)	$345,700 (+5.08%) Land $135,600 Building $210,100	$299,155
2023	$3,797.00	$329,000 Land $135,600 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	20 (1984–2023)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

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