76 Bay Rd, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 76 Bay Rd, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 1948
Lot Size	1.39 acres (60,928 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,691 (2026)
Deeds & Mortgages	May 2021 Refinance May 2021 Refinance
APN	`HADL M:0004D B:0046 L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0004D B:0046 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	4,200 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,928 sqft (1.39 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	76 BAY RD
City	HADLEY
State	MA
Zip	01035-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	46
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1023
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 BAY RD, HADLEY, MA 01035-9427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
May 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2015
Deed Sale	Oct 21, 2015
Prior Sale	Oct 7, 2008
Deed Document Number	201522013
Last Transfer Date	Dec 11, 2020
Transfer Doc	14095-61
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	76 BAY RD, HADLEY, MA 01035-9427
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014095-65
Date	May 12, 2021
Book Page	14095/65
Instrument	11316

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	May 12, 2021
Property Address	76 BAY RD, HADLEY, MA 01035-9427
Document Number	14095-61
Book / Page	14095 / 61
Instrument Date	Dec 11, 2020
Instrument	11315
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 BAY RD, HADLEY, MA 01035-9427

Mortgage

Document Number	14095-65
Date	May 12, 2021
Book Page	14095/65
Instrument	11316

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,691.00 (+3.03%)	$409,300 (+4.55%) Land $149,100 Building $260,200	$573,636 (+35.42%)
2025	$4,553.00 (+3.74%)	$391,500 (+1.61%) Land $135,900 Building $255,600	$423,605 (-1.31%)
2024	$4,389.00 (+3.32%)	$385,300 (+4.67%) Land $135,900 Building $249,400	$429,210
2023	$4,248.00	$368,100 Land $135,900 Building $232,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	20 (1984–2023)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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