85 Aspinwall Dr, Troy, MI 48098 Property Records

Oakland County property record for 85 Aspinwall Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,472 sqft · built 1978
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Oct 2017)
Tax Bill	$4,161 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`88-20-04-478-023`

Property Details

APN / Parcel Number

Primary APN	`88-20-04-478-023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,092 sqft
Finished Basement	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	153 ft deep x 100 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	85 ASPINWALL DR
City	TROY
State	MI
Zip	48098-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 4 STARR'S RE-SUB W 100 FT OF N 153 FT OF LOT 5
Legal Range	11E
Legal Township	2N
Legal Section	4
Legal Subdivision	STARRS RESUB
Legal Lot Number	5
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3023
Census Tract	196300

Owner

85 Aspinwall Dr is owned and occupied by an individual who bought it in October 2017.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	85 ASPINWALL DR, TROY, MI 48098-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 26, 2017	Warranty Deed, Transfer GREATER MACOMB TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Deed Document Number	2017198768
Deed Book / Page	51220 / 663
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	85 ASPINWALL DR, TROY, MI 48098-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ASPINWALL DR, TROY, MI 48098-1812

Mortgage

Document Number	0000174827
Date	Aug 31, 2020
Book Page	54745/655
Instrument	174827

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 26, 2017
Property Address	85 ASPINWALL DR, TROY, MI 48098-1812
Document Number	0000198768
Book / Page	51220 / 00663
Map Reference	LB 16 PG 15
Instrument Date	Oct 11, 2017
Instrument	198768
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6498 SHAGBARK DR, 6498, TROY, MI 48098-5233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ASPINWALL DR, TROY, MI 48098-1812

Tax Assessment & Valuation

The 2025 property tax bill for 85 Aspinwall Dr was $4,161 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,161.00
2023			$272,260
2022	$4,328.00	$136,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Aspinwall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Aspinwall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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