71 Aspinwall Dr, Troy, MI 48098 Property Records

Oakland County property record for 71 Aspinwall Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1925
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2021)
Tax Bill	$4,620 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`88-20-04-478-024`

Property Details

APN / Parcel Number

Primary APN	`88-20-04-478-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	153 ft deep x 65 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	71 ASPINWALL DR
City	TROY
State	MI
Zip	48098-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 4 STARR'S RE-SUB E 65.50 FT OF N 153 FT OF LOT 5
Legal Range	11E
Legal Township	2N
Legal Section	4
Legal Subdivision	STARRS RESUB
Legal Lot Number	5
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3023
Census Tract	196300

Owner

71 Aspinwall Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 ASPINWALL DR, TROY, MI 48098-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Jul 16, 2013 · Amount on File
Deed Document Number	2021280455
Deed Book / Page	57215 / 773
Prior Transfer Date	May 29, 2007
Prior Transfer Doc	0000125025
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	71 ASPINWALL DR, TROY, MI 48098-1812
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32004 CONCORD DR D, D, MADISON HEIGHTS, MI 48071-1249

Mortgage

Document Number	0000273074
Date	Dec 14, 2021
Book Page	57170/673
Instrument	273074

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 22, 2021
Property Address	71 ASPINWALL DR, TROY, MI 48098-1812
Document Number	0000280455
Book / Page	57215 / 773
Map Reference	LB 16 PG 15
Instrument Date	Nov 15, 2021
Instrument	280455
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 ASPINWALL DR, 71, TROY, MI 48098-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	71 ASPINWALL DR, TROY, MI 48098-1812

Tax Assessment & Valuation

The 2025 property tax bill for 71 Aspinwall Dr was $4,620 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,620.00
2023			$277,100
2022	$4,806.00	$138,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 71 Aspinwall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Aspinwall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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