51 Aspinwall Dr, Troy, MI 48098 Property Records

Oakland County property record for 51 Aspinwall Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,390 sqft · built 1976
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Jan 2009)
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-04-478-003`

Property Details

APN / Parcel Number

Primary APN	`88-20-04-478-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Basement Area	720 sqft
Unfinished Basement	1,390 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	153 ft deep x 100 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	51 ASPINWALL DR
City	TROY
State	MI
Zip	48098-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 4 STARR'S RE-SUBDIVISION E 100 FT OF N 153 FT OF LOT 6
Legal Range	11E
Legal Township	2N
Legal Section	4
Legal Subdivision	STARRS RESUB
Legal Lot Number	6
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3023
Census Tract	196300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	51 ASPINWALL DR, TROY, MI 48098-1812
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Intrafamily Transfer, Transfer
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2009 · Amount on Record
Deed Sale	Jan 7, 2009 · Amount on Record
Prior Sale	Mar 11, 2008 · Amount on Record
Deed Document Number	20092628
Deed Book / Page	40806 / 357
Last Transfer Date	Apr 1, 2023
Transfer Doc	0000032177
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 4, 2023
Property Address	51 ASPINWALL DR, TROY, MI 48098-1812
Document Number	0000032177
Book / Page	58516 / 378
Map Reference	LB 16 PG 15
Instrument Date	Apr 4, 2023
Instrument	32177
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 ASPINWALL DR, TROY, MI 48098-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 ASPINWALL DR, TROY, MI 48098-1812

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	51 ASPINWALL DR, TROY, MI 48098-1812
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 ASPINWALL DR, TROY, MI 48098-1812

Mortgage

Document Number	0000334823
Date	Mar 1, 2022
Book Page	57531/431
Instrument	334823

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	51 ASPINWALL DR, TROY, MI 48098-1812
Document Number	0000057852
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 ASPINWALL DR TROY MI 480981812, TROY, MI 48098-1812

Mortgage

Document Number	0000057852
Date	Apr 12, 2019
Book Page	052731/000380
Instrument	57852

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038-4004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,391.00 (-3.86%)
2023			$243,780
2022	$3,527.00	$121,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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