James City County property record for 849 Vail Rdg, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,790 sqft · built 2003 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,000 (Aug 2023) |
| Tax Bill | $2,541 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-1 09-0-0049 |
| Primary APN | 32-1 09-0-0049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 3,877 sqft (0.089 acres) |
| Garage Type | Attached |
| Garage Area | 297 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 58 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 25286 |
|---|---|
| Street Address | 849 VAIL RDG |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-9421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL |
| Legal Description | L-49 PH-2 WINTER PARK |
| Legal Subdivision | WINTER PARK |
| Legal Phase | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 80305 |
Source: James City County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 849 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 10, 2023 | Intrafamily Transfer, Transfer |
| Mar 27, 2023 | Intrafamily Transfer, Transfer |
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Apr 20, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | Apr 1, 2005 · Amount on Record |
| Deed Document Number | 20239219 |
| Prior Transfer Date | Apr 14, 2023 |
| Prior Transfer Doc | 0202303747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 25, 2023 |
| Property Address | 849 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0202309219 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 202309219 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 849 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0202309220 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 202309220 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 849 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS |
| Name | Verified Name |
|---|
| Document Number | 0200018084 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 200018084 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Mar 10, 2023 |
| Property Address | 849 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0202302365 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 202302365 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3708 JEREMIAH WALLACE DR, WILLIAMSBURG, VA 23188-2288 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Mar 27, 2023 |
| Property Address | 849 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0202302804 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 202302804 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3708 JEREMIAH WALLACE DR, WILLIAMSBURG, VA 23188-2288 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Feb 10, 2023 |
| Property Address | 849 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0202301499 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 202301499 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3708 JEREMIAH WALLACE DR, WILLIAMSBURG, VA 23188-2288 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 20, 2023 |
| Property Address | 849 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0202303747 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 202303747 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3708 JEREMIAH WALLACE DR, WILLIAMSBURG, VA 23188-2288 |
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,541.00 (+6.41%) | $306,200 (+27.42%) Land $60,000 Building $246,200 | $306,200 (+27.42%) Land $60,000 Building $246,200 |
| 2024 | $2,388.00 (+19.76%) | ||
| 2023 | $1,994.00 | $240,300 (-) Land $50,300 Building $190,000 | $240,300 (-) Land $50,300 Building $190,000 |
| 2022 | $1,994.00 (+6.69%) | $240,300 Land $50,300 Building $190,000 | $240,300 Land $50,300 Building $190,000 |
| 2019 | $1,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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