James City County property record for 846 Vail Rdg, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,664 sqft · built 2004 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (May 2021) |
| Tax Bill | $2,378 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-1 09-0-0046 |
| Primary APN | 32-1 09-0-0046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 4,008 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26476 |
|---|---|
| Street Address | 846 VAIL RDG |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-9421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL RESIDENTIAL |
| Legal Description | L-46 P-1 WINTER PARK SEASON'S TRACE |
| Legal Subdivision | WINTER PARK |
| Legal Lot Number | 46 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 80305 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 846 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 25, 2021 | Intrafamily Transfer, Transfer |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | May 25, 2021 |
| Deed Document Number | 210010722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 25, 2021 |
| Property Address | 846 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0210010722 |
| Instrument Date | May 18, 2021 |
| Instrument | 210010722 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 846 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0210010723 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 210010723 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 25, 2021 |
| Property Address | 846 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0210010721 |
| Instrument Date | May 18, 2021 |
| Instrument | 210010721 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 846 VAIL RDG, WILLIAMSBURG, VA 23188-9421 |
| Document Number | 0000019499 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 846 VAIL RIDGE RD WILLIAMSBURG VA 23188, WILLIAMSBURG, VA 23188 |
| Document Number | 0000019499 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 19499 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,378.00 (+6.4%) | $286,600 (+27.26%) Land $60,000 Building $226,600 | $286,600 (+27.26%) Land $60,000 Building $226,600 |
| 2024 | $2,235.00 (+19.58%) | ||
| 2023 | $1,869.00 | $225,200 Land $50,300 Building $174,900 | $225,200 Land $50,300 Building $174,900 |
| 2022 | $1,869.00 (+6.92%) | ||
| 2019 | $1,748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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