Anne Arundel County property record for 849 Harbor View Ter, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,088 sqft · built 1984 |
| Lot Size | 0.432 acres (18,834 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Mar 2015) |
| Tax Bill | $4,625 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-90039963 |
| Primary APN | 03-165-90039963 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 980 sqft |
| Finished Basement | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,834 sqft (0.432 acres) |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16590039963 |
|---|---|
| Street Address | 849 HARBOR VIEW TER |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 45 BK F SC 1 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | F |
| Legal Lot Number | 45 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 731004 |
849 Harbor View Ter is owned and occupied by an individual who bought it in March 2015.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 849 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2015 · Amount on File |
| Deed Sale | Mar 24, 2015 · Amount on File |
| Deed Book / Page | 28179 / 66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 26, 2026 |
| Property Address | 849 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4674 |
| Document Number | 4238000094 |
| Book / Page | 42381 / 94 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 4238000094, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 42381/94 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jun 1, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 849 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ABODE SETTLEMENT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0350760263 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 35076/263 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 849 Harbor View Ter was $4,625 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,100 (+4.51%) | $488,300 (-) Land $269,500 Building $218,800 | |
| 2025 | $4,625.00 Homeowner's exemption | $447,900 | $488,300 Land $269,500 Building $218,800 |
| 2023 | $3,666.00 Homeowner's exemption | $419,900 | $427,700 Land $259,500 Building $168,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 Harbor View Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 Harbor View Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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