846 Harbor View Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 846 Harbor View Ter, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,972 sqft · built 1954
Lot Size	0.266 acres (11,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Oct 2003)
Tax Bill	$6,922 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-24909800`

Property Details

APN / Parcel Number

Primary APN	`03-165-24909800`
Alternative APNs	`316524909800` `16524909800`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,972 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,278 sqft
Basement Area	10 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,580 sqft (0.266 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	425 sqft
Deck Area	160 sqft
Shed	1 Shed
Shed Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16524909800
Street Address	846 HARBOR VIEW TER
City	ANNAPOLIS
State	MD
Zip	21409-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 23 BK A SC 1 CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	A
Legal Lot Number	23
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3002
Census Tract	731004

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	846 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2003 · Amount on Record
Deed Sale	Oct 23, 2003 · Amount on Record
Prior Sale	Aug 26, 1988 · Amount on Record
Deed Document Number	200315796
Deed Book / Page	13966 / 196
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	846 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4641
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364130221
Date	Mar 24, 2021
Book Page	36413/221

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	846 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4641
Document Number	0330410100
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	RESOURCE R/E SERVICES, RESOURCE REAL EST SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	846 HARBOR VIEW TER ANNAPOLIS MD 214094641, ANNAPOLIS, MD 21409-4641

Mortgage

Document Number	0330410100
Date	Apr 19, 2019
Book Page	033041/000100

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,300 (+7.91%)	$754,200 (+10.02%) Land $523,400 Building $230,800
2025	$6,922.00 (+17.56%)
2023	$5,888.00 Homeowner's exemption	$677,700	$685,500 Land $523,400 Building $162,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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