848 Harbor View Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 848 Harbor View Ter, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,860 sqft · built 1960
Lot Size	0.242 acres (10,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (May 2018)
Tax Bill	$9,480 (2025)
Deeds & Mortgages	Apr 2023 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-165-20685500`

Property Details

APN / Parcel Number

Primary APN	`03-165-20685500`
Alternative APNs	`316520685500` `16520685500`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,883 sqft Living Area
Gross Area	2,993 sqft
1st Floor Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,549 sqft (0.242 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	110 sqft
Deck Area	279 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16520685500
Street Address	848 HARBOR VIEW TER
City	ANNAPOLIS
State	MD
Zip	21409-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 24 BK A SC 1 &.07 AC 848 HARBOR VIEW TER CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	A
Legal Lot Number	24
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3002
Census Tract	731004

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	848 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage MANUFACTURERS & TRADERS TRUST CO
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
May 7, 2018	Special Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Nov 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Deed Book / Page	32075 / 167
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	0031564209
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	848 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4641
Transaction Type	Mortgage
Record Updated	Apr 28, 2023
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0395740054
Date	Apr 7, 2023
Book Page	39574/54

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	848 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4641
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345190340
Date	May 1, 2020
Book Page	34519/340

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2045

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 7, 2018
Property Address	848 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4641
Document Number	0320750167
Book / Page	32075 / 167
Map Reference	MB22 FO20
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 RED BIRCH RD, 504, MILLERSVILLE, MD 21108-1453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	848 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4641

Mortgage

Document Number	0032075173
Date	May 7, 2018
Instrument	32075/173

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 14, 2017
Property Address	848 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4641
Document Number	0315640209
Book / Page	031564 / 000209
Instrument Date	Oct 26, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	848 HARBOR VIEW TER ANNAPOLIS MD 214094641, ANNAPOLIS, MD 21409-4641

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$956,633 (+52.62%)	$991,700 (+47.97%) Land $517,200 Building $474,500
2025	$9,480.00 (+52.73%)
2023	$6,207.00 Homeowner's exemption	$626,800	$670,200 Land $517,200 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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