849 Diamond Head Dr, Union, MO 63084 Property Records

Franklin County property record for 849 Diamond Head Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$106,300 (Jan 2019)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2019 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-022-276.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-022-276.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	849 DIAMOND HEAD DR
City	UNION
State	MO
Zip	63084-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:295 ST ANDREWS PLACE PHASE V
Legal Range	1E
Legal Township	42N
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Phase	5
Legal Lot Number	295
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1067
Census Tract	800606

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	849 DIAMOND HEAD DR, UNION, MO 63084-4924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage UNITED BK/UNION
Nov 14, 2019	Correction Deed, Transfer NOT AVAILABLE
Apr 22, 2019	Quit Claim Deed, Transfer OTHER
Jan 17, 2019	Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF SULLIVAN
Mar 12, 2018	Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019 · Amount on Record
Deed Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	2019758
Last Transfer Date	Oct 18, 2019
Transfer Doc	0000015685
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	849 DIAMOND HEAD DR, UNION, MO 63084-4924
Document Number	0000005834
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 DIAMOND HEAD DR UNION MO 630844924, UNION, MO 63084-4924

Mortgage

Document Number	0000005834
Date	Apr 27, 2020
Instrument	5834

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

November 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 14, 2019
Property Address	849 DIAMOND HEAD DR, UNION, MO 63084-4924
Document Number	0000015685
Instrument Date	Oct 18, 2019
Instrument	15685
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 DIAMOND HEAD DR UNION MO 630844924, UNION, MO 63084-4924

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 22, 2019
Property Address	849 DIAMOND HEAD DR, UNION, MO 63084-4924
Document Number	0000004615
Instrument Date	Apr 18, 2019
Instrument	4615
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1695 N COMMERCIAL AVE ST CLAIR MO 630771057, ST CLAIR, MO 63077-1057

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 17, 2019
Property Address	849 DIAMOND HEAD DR, UNION, MO 63084-4924
Document Number	0000000758
Instrument Date	Jan 16, 2019
Instrument	758
Transaction Type	Construction Loan
Record Updated	Feb 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 DIAMOND HEAD DR UNION MO 630844924, UNION, MO 63084-4924

Mortgage

Document Number	759
Date	Jan 17, 2019
Instrument	759

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 16, 2020

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	849 DIAMOND HEAD DR, UNION, MO 63084-4924
Document Number	0000005084
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1052 UNION MO 630849052, UNION, MO 63084-9052
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005084
Date	Apr 18, 2018
Instrument	5084

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 12, 2018
Property Address	849 DIAMOND HEAD DR, UNION, MO 63084-4924
Document Number	0000003140
Instrument Date	Mar 9, 2018
Instrument	3140
Transaction Type	Construction Loan
Record Updated	Apr 5, 2018
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1052 UNION MO 630849052, UNION, MO 63084-9052
Investor	Possibly a Property Investor

Mortgage

Document Number	3141
Date	Mar 12, 2018
Instrument	3141

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 11, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,165.00 (+1.93%)	$36,324 (+2.83%)	$191,180 (+2.83%) Land $30,000 Building $161,180
2023	$2,124.00 (-2.21%)	$35,325	$185,920 Land $30,000 Building $155,920
2022	$2,172.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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