850 Diamond Head Dr, Union, MO 63084 Property Records

Franklin County property record for 850 Diamond Head Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,506 sqft · built 2020
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-022-264.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-022-264.000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	850 DIAMOND HEAD DR
City	UNION
State	MO
Zip	63084-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:285 ST ANDREWS PLACE PHASE V
Legal Range	01E
Legal Township	42
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Phase	5
Legal Block	22
Legal Lot Number	285
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1062
Census Tract	800606

Owner

850 Diamond Head Dr is owned and occupied by two individuals who acquired it in March 2020.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	850 DIAMOND HEAD DR, UNION, MO 63084-4918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 13, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 16, 2018	Warranty Deed, Transfer · Line of Credit BANK OF SULLIVAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020
Deed Sale	Mar 13, 2020
Deed Document Number	2003589
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	850 DIAMOND HEAD DR, UNION, MO 63084-4918
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002124259
Date	Dec 30, 2021
Instrument	2124259

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 13, 2020
Property Address	850 DIAMOND HEAD DR, UNION, MO 63084-4918
Document Number	0000003589
Instrument Date	Mar 12, 2020
Instrument	3589
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	850 DIAMOND HEAD DR UNION MO 630844918, UNION, MO 63084-4918

Mortgage

Document Number	3590
Date	Mar 13, 2020
Instrument	3590

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 16, 2018
Property Address	850 DIAMOND HEAD DR, UNION, MO 63084-4918
Document Number	0000003429
Instrument Date	Mar 15, 2018
Instrument	3429
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 120 UNION MO 630840120, UNION, MO 63084-0120
Investor	Possibly a Property Investor

Mortgage

Document Number	3430
Date	Mar 16, 2018
Instrument	3430

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 850 Diamond Head Dr was $2,908.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00	$48,781	$256,740 Land $30,000 Building $226,740
2023	$2,449.00	$40,742	$214,430 Land $30,000 Building $184,430
2022	$2,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 850 Diamond Head Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 850 Diamond Head Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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