838 Diamond Head Dr, Union, MO 63084 Property Records

Franklin County property record for 838 Diamond Head Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,574 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-022-261.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-022-261.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	838 DIAMOND HEAD DR
City	UNION
State	MO
Zip	63084-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:282 ST ANDREWS PLACE PHASE V
Legal Range	01E
Legal Township	42
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Phase	5
Legal Block	22
Legal Lot Number	282
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1062
Census Tract	800606

Owner

838 Diamond Head Dr is owned and occupied by an individual who acquired it in April 2023.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	838 DIAMOND HEAD DR, UNION, MO 63084-4918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 23, 2019	Warranty Deed, Subdivision Related Transfer FRANKLIN COUNTY TITLE
Mar 12, 2018	Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023
Deed Sale	Apr 4, 2023
Prior Sale	Jul 23, 2019
Deed Document Number	2303922
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 4, 2023
Property Address	838 DIAMOND HEAD DR, UNION, MO 63084-4918
Document Number	0002303922
Map Reference	DOC 0611270
Instrument Date	Mar 31, 2023
Instrument	2303922
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	838 DIAMOND HEAD DR, UNION, MO 63084-4918
Investor	Possibly a Property Investor

Mortgage

Document Number	0002303923
Date	Apr 4, 2023
Instrument	2303923

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 23, 2019
Property Address	838 DIAMOND HEAD DR, UNION, MO 63084-4918
Document Number	0000009209
Instrument Date	Jul 19, 2019
Instrument	9209
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2019
Title Company	FRANKLIN COUNTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	838 DIAMOND HEAD DR UNION MO 630844918, UNION, MO 63084-4918

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 12, 2018
Property Address	838 DIAMOND HEAD DR, UNION, MO 63084-4918
Document Number	0000003140
Instrument Date	Mar 9, 2018
Instrument	3140
Transaction Type	Construction Loan
Record Updated	Apr 5, 2018
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1052 UNION MO 630849052, UNION, MO 63084-9052
Investor	Possibly a Property Investor

Mortgage

Document Number	3141
Date	Mar 12, 2018
Instrument	3141

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 11, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 838 Diamond Head Dr was $2,581.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00	$43,293	$227,860 Land $30,000 Building $197,860
2023	$2,529.00 (-2.62%)	$42,066	$221,400 Land $30,000 Building $191,400
2022	$2,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Diamond Head Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Diamond Head Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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